Compare Today’s Mortgage Rates for Shirland, Illinois

Pureloan searches mortgage lenders and major banks in Shirland, Illinois 61079 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,459 or $23 / month is expected in Shirland and other areas of Winnebago county.

Pureloan’s search engine explores all home mortgage options in Shirland, Illinois 61079, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Shirland, Illinois 61079

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Shirland, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Shirland, IL 61079, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Shirland, IL

Historical Mortgage Rates for Shirland, Illinois 61079 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Shirland, Illinois and around Winnebago county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Shirland, Illinois 61079

If you’re looking to buy a new home in Shirland, we have compiled a list of the leading mortgage brokers around Shirland, Illinois 61079 to help you with your search.

Name
Address
Contact

OneMain Financial

3207 E Lincolnway

Sterling IL 61079

(815) 625-8954

http://branches.onemainfinancial.com/il/sterling/3207-east-lincoln-way.html

TitleMax Title Loans

4001 E Lincolnway

Sterling IL 61079

(815) 625-3998

webinquiries@titlemax.com

Springleaf Financial Services

4311 E Lincolnway

Sterling IL 61079

(815) 625-5584

compliancehelpline@slfs.com

Sheila Dempsey

305 4th Ave

Sterling IL 61079

(815) 622-2526

sheila.dempsey@usbank.com

Wells Fargo Home Mortgage

3917 E Lincolnway

Sterling IL 61079

(800) 284-9760

http://www.wellsfargo.com/mortgage/

Address

3207 E Lincolnway

Sterling IL

Contact

(815) 625-8954

http://branches.onemainfinancial.com/il/sterling/3207-east-lincoln-way.html

Address

4001 E Lincolnway

Sterling IL

Contact

(815) 625-3998

webinquiries@titlemax.com

Address

4311 E Lincolnway

Sterling IL

Contact

(815) 625-5584

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Shirland, Illinois 61079