Compare Today’s Mortgage Rates for Shobonier, Illinois

Pureloan searches mortgage lenders and major banks in Shobonier, Illinois 62885 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,048 or $14 / month is expected in Shobonier and other areas of Fayette county.

Pureloan’s search engine explores all home mortgage options in Shobonier, Illinois 62885, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Shobonier, Illinois 62885

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Shobonier, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Shobonier, IL 62885, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Shobonier, IL

Historical Mortgage Rates for Shobonier, Illinois 62885 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Shobonier, Illinois and around Fayette county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Shobonier, Illinois 62885

If you’re looking to buy a new home in Shobonier, we have compiled a list of the leading mortgage brokers around Shobonier, Illinois 62885 to help you with your search.

Name
Address
Contact

Springleaf Financial Services

606 W Main St

West Frankfort IL 62885

(618) 932-3181

https://www.springleaf.com/branches/IL/West-Frankfort/62896/384

American General Financial Svc

606 W Main St

West Frankfort IL 62885

(618) 932-3181

Snow Creek Funding Group

7588 E Grant Rd

Walnut Hill IL 62885

(618) 532-7620

http://www.snowcreekfunding.com/

World Finance

704 E Walnut St

Carbondale IL 62885

(618) 529-1436

OneMain Financial

1000 N Carbon St

Marion IL 62885

(618) 997-5457

http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html

Address

606 W Main St

West Frankfort IL

Contact

(618) 932-3181

https://www.springleaf.com/branches/IL/West-Frankfort/62896/384

Address

606 W Main St

West Frankfort IL

Contact

(618) 932-3181

Address

7588 E Grant Rd

Walnut Hill IL

Contact

(618) 532-7620

http://www.snowcreekfunding.com/

News on Mortgages and Reverse Mortgages for Shobonier, Illinois 62885