Compare Today’s Mortgage Rates in Shobonier, Illinois 62885
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Shobonier, Illinois 62885.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,410 over the lifetime of your 30-year fixed loan, or a monthly savings of $9 in Shobonier and other areas of Fayette county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Shobonier, Illinois 62885
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Interactive Mortgage Rate Projections for Shobonier, Illinois 62885
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Shobonier, IL 62885. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Shobonier, Illinois 62885 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Shobonier, Illinois and around Fayette county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Shobonier, Illinois 62885
For those searching for a new home in Shobonier, we have compiled a list of the top mortgage brokers located in and around Shobonier, Illinois 62885 to assist you with your search.
Springleaf Financial Services
606 W Main St
West Frankfort IL 62885
(618) 932-3181
https://www.springleaf.com/branches/IL/West-Frankfort/62896/384
American General Financial Svc
606 W Main St
West Frankfort IL 62885
(618) 932-3181
Snow Creek Funding Group
7588 E Grant Rd
Walnut Hill IL 62885
(618) 532-7620
http://www.snowcreekfunding.com/
World Finance
704 E Walnut St
Carbondale IL 62885
(618) 529-1436
OneMain Financial
1000 N Carbon St
Marion IL 62885
(618) 997-5457
http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html
Address
606 W Main St
West Frankfort IL
Contact
(618) 932-3181
https://www.springleaf.com/branches/IL/West-Frankfort/62896/384
Address
606 W Main St
West Frankfort IL
Contact
(618) 932-3181
Address
7588 E Grant Rd
Walnut Hill IL
Contact
(618) 532-7620
http://www.snowcreekfunding.com/