Compare Today’s Mortgage Rates in Spring Valley, Illinois 61362
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Spring Valley, Illinois 61362.
Our search engine thoroughly explores all home mortgage options in Spring Valley, Illinois 61362, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,369 in lifetime cash or $9 per month in Spring Valley and other areas of Bureau county.
Summary of Average Mortgages in Spring Valley, Illinois 61362
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Interactive Mortgage Rate Projections for Spring Valley, Illinois 61362
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Spring Valley, IL 61362. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Spring Valley, Illinois 61362 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Spring Valley, Illinois and around Bureau county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Spring Valley, Illinois 61362
For those searching for a new home in Spring Valley, we have compiled a list of the top mortgage brokers located in and around Spring Valley, Illinois 61362 to assist you with your search.
Heartland Funding
424 W Iowa St
Spring Valley IL 61362
(815) 664-2808
Springleaf Financial Services
305 E Main St
Streator IL 61362
(815) 672-2903
compliancehelpline@slfs.com
Illinois Title Loans
1282 N Henderson St
Galesburg IL 61362
(309) 226-4082
http://www.illinoistitleloansinc.com/
Springleaf Financial Services
309 E Main St
Galesburg IL 61362
(309) 343-3157
http://www.springleaffinancial.com
Midwest Title Loans
1640 N Henderson St
Galesburg IL 61362
(309) 343-4557
https://www.midwesttitleloans.net/Locations/ILLINOIS/Galesburg/1640-North-Henderson-St
Address
424 W Iowa St
Spring Valley IL
Contact
(815) 664-2808
Address
305 E Main St
Streator IL
Contact
(815) 672-2903
compliancehelpline@slfs.com
Address
1282 N Henderson St
Galesburg IL
Contact
(309) 226-4082
http://www.illinoistitleloansinc.com/