Compare Today’s Mortgage Rates for Staunton, Illinois

Pureloan searches mortgage lenders and major banks in Staunton, Illinois 62088 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,717 or $16 / month is expected in Staunton and other areas of Macoupin county.

Pureloan’s search engine explores all home mortgage options in Staunton, Illinois 62088, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Staunton, Illinois 62088

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Staunton, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Staunton, IL 62088, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Staunton, IL

Historical Mortgage Rates for Staunton, Illinois 62088 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Staunton, Illinois and around Macoupin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.52% 80.42% 82.04% 85.67% 84.46% 85.22% 84.87% 85.19%
avg mortgage rate 4.94% 4.74% 3.87% 3.96% 4.43% 4.05% 3.84% 4.08%
% 15 year fixed mortgage 12.23% 14.86% 13.97% 12.31% 11.02% 11.34% 10.46% 11.48%
avg mortgage rate 4.33% 3.99% 3.13% 3.00% 3.40% 3.17% 3.04% 3.20%
Avg credit score 762.28 759.96 757.56 756.73 753.38 752.11 750.03 752.87
Avg LTV (loan to value) 77.11% 78.67% 81.08% 81.23% 82.45% 82.38% 83.72% 83.62%
Avg DTI (debt to income) 31.55 32.21 30.99 32.23 32.29 32.75 32.60 33.27
% First time homebuyer 29.04% 25.00% 25.35% 26.64% 25.14% 24.33% 26.69% 18.15%
Avg mortgage insurance % 5.23% 6.90% 9.98% 10.90% 11.61% 12.38% 13.52% 12.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Staunton, Illinois 62088

If you’re looking to buy a new home in Staunton, we have compiled a list of the leading mortgage brokers around Staunton, Illinois 62088 to help you with your search.

Name
Address
Contact

TitleMax Title Loans

1102 E Edwardsville Rd

Wood River IL 62088

(618) 254-1800

webinquiries@titlemax.com

Dollars Today

898 E Edwardsville Rd

Wood River IL 62088

(618) 254-5270

dtinfo@dollars-today.com

Ardmore Finance Inc.

33 E Ferguson Ave

Wood River IL 62088

(618) 251-9777

Address

1102 E Edwardsville Rd

Wood River IL

Contact

(618) 254-1800

webinquiries@titlemax.com

Address

898 E Edwardsville Rd

Wood River IL

Contact

(618) 254-5270

dtinfo@dollars-today.com

Address

33 E Ferguson Ave

Wood River IL

Contact

(618) 251-9777

News on Mortgages and Reverse Mortgages for Staunton, Illinois 62088