Compare Today’s Mortgage Rates in Sumner, Illinois 62466
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Sumner, Illinois 62466.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Sumner, Illinois 62466. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,328 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Sumner and other areas of Lawrence county.
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Summary of Average Mortgages in Sumner, Illinois 62466
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Sumner, Illinois 62466
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sumner, IL 62466. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sumner, Illinois 62466 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sumner, Illinois and around Lawrence county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 77.50% | 74.58% | 72.49% | 74.12% | 77.96% | 76.19% | 69.79% | 76.23% | 72.40% |
| avg mortgage rate | 6.65% | 4.80% | 3.07% | 3.34% | 4.48% | 4.64% | 4.14% | 3.80% | 3.99% |
| % 15 year fixed mortgage | 17.50% | 19.92% | 19.82% | 17.06% | 16.73% | 16.88% | 18.30% | 16.14% | 17.19% |
| avg mortgage rate | 5.73% | 4.07% | 2.26% | 2.78% | 3.79% | 3.93% | 3.27% | 2.86% | 3.15% |
| Avg credit score | 732.13 | 740.66 | 765.85 | 852.92 | 733.38 | 737.97 | 781.78 | 739.47 | 740.27 |
| Avg LTV (loan to value) | 81.98% | 85.10% | 83.47% | 85.56% | 82.92% | 81.76% | 83.43% | 83.69% | 82.26% |
| Avg DTI (debt to income) | 33.83 | 29.77 | 29.43 | 30.23 | 29.19 | 30.36 | 28.94 | 28.41 | 27.91 |
| % First time homebuyer | 50.00% | 37.71% | 33.73% | 41.76% | 41.63% | 36.36% | 35.74% | 40.36% | 39.58% |
| Avg mortgage insurance % | 13.03% | 15.19% | 13.38% | 14.67% | 11.94% | 11.78% | 12.09% | 11.26% | 11.67% |
Best Mortgage Brokers around Sumner, Illinois 62466
For those searching for a new home in Sumner, we have compiled a list of the top mortgage brokers located in and around Sumner, Illinois 62466 to assist you with your search.
Name
Address
Contact
World Finance
1611 Veterans Ave
Vandalia IL 62466
(618) 283-9866
http://worldacceptance.com
Money Place
2350 Veterans Ave
Vandalia IL 62466
(618) 283-9400
http://www.money-place.com
Wells Fargo Home Mortgage
2950 N Water St
Decatur IL 62466
(217) 875-5967
http://www.wellsfargo.com/mortgage/
State Finance Co.
701 W Pershing Rd
Decatur IL 62466
(217) 872-7666
World Finance
3745 N Woodford St
Decatur IL 62466
(217) 876-9168
http://www.worldfinance.com/
Address
1611 Veterans Ave
Vandalia IL
Contact
(618) 283-9866
http://worldacceptance.com
Address
2350 Veterans Ave
Vandalia IL
Contact
(618) 283-9400
http://www.money-place.com
Address
2950 N Water St
Decatur IL
Contact
(217) 875-5967
http://www.wellsfargo.com/mortgage/