Compare Today’s Mortgage Rates in Thomson, Illinois 61285
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Thomson, Illinois 61285.
Our search engine thoroughly explores all home mortgage options in Thomson, Illinois 61285, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,520 in lifetime cash or $13 per month in Thomson and other areas of Carroll county.
Summary of Average Mortgages in Thomson, Illinois 61285
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Interactive Mortgage Rate Projections for Thomson, Illinois 61285
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Thomson, IL 61285. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Thomson, Illinois 61285 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Thomson, Illinois and around Carroll county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Thomson, Illinois 61285
For those searching for a new home in Thomson, we have compiled a list of the top mortgage brokers located in and around Thomson, Illinois 61285 to assist you with your search.
Thomson Bank Facility
2006 Illinois Route 84
Thomson IL 61285
(815) 259-2455
http://www.savannathomsonstatebank.com
Heights Finance
1128 Columbus St
Ottawa IL 61285
(815) 433-6406
customeradvocate@heightsfinance.com
1st Farm Credit Services
3184 N State Route 23
Ottawa IL 61285
(815) 433-4259
ottawa@1stfarmcredit.com
Wells Fargo Home Mortgage
716 Columbus St
Ottawa IL 61285
(815) 433-3715
http://www.wellsfargo.com/mortgage/
World Finance Corporation
2744 Columbus St
Ottawa IL 61285
(815) 434-0382
http://worldacceptance.com
Address
2006 Illinois Route 84
Thomson IL
Contact
(815) 259-2455
http://www.savannathomsonstatebank.com
Address
1128 Columbus St
Ottawa IL
Contact
(815) 433-6406
customeradvocate@heightsfinance.com
Address
3184 N State Route 23
Ottawa IL
Contact
(815) 433-4259
ottawa@1stfarmcredit.com