Compare Today’s Mortgage Rates for Toluca, Illinois

Pureloan searches mortgage lenders and major banks in Toluca, Illinois 61369 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,787 or $8 / month is expected in Toluca and other areas of Marshall county.

Pureloan’s search engine explores all home mortgage options in Toluca, Illinois 61369, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Toluca, Illinois 61369

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Toluca, IL 61369, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Toluca, Illinois 61369 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Toluca, Illinois and around Marshall county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Toluca, Illinois 61369

If you’re looking to buy a new home in Toluca, we have compiled a list of the leading mortgage brokers around Toluca, Illinois 61369 to help you with your search.

Name
Address
Contact

Walgenbach Notorial Service

203 Oneca St

Tonica IL 61369

(815) 252-3128

Illinois Title Loans

1282 N Henderson St

Galesburg IL 61369

(309) 226-4082

http://www.illinoistitleloansinc.com/

Springleaf Financial Services

309 E Main St

Galesburg IL 61369

(309) 343-3157

http://www.springleaffinancial.com

Midwest Title Loans

1640 N Henderson St

Galesburg IL 61369

(309) 343-4557

https://www.midwesttitleloans.net/Locations/ILLINOIS/Galesburg/1640-North-Henderson-St

Heights Finance Corporation

1865 N Henderson St

Galesburg IL 61369

(309) 344-4484

http://www.heightsfinance.com

Address

203 Oneca St

Tonica IL

Contact

(815) 252-3128

Address

1282 N Henderson St

Galesburg IL

Contact

(309) 226-4082

http://www.illinoistitleloansinc.com/

Address

309 E Main St

Galesburg IL

Contact

(309) 343-3157

http://www.springleaffinancial.com

News on Mortgages and Reverse Mortgages for Toluca, Illinois 61369