Compare Today’s Mortgage Rates in Tonica, Illinois 61370
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Tonica, Illinois 61370.
Our search engine thoroughly explores all home mortgage options in Tonica, Illinois 61370, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,109 in lifetime cash or $11 per month in Tonica and other areas of La Salle county.
Summary of Average Mortgages in Tonica, Illinois 61370
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Interactive Mortgage Rate Projections for Tonica, Illinois 61370
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Tonica, IL 61370. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Tonica, Illinois 61370 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Tonica, Illinois and around La Salle county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Tonica, Illinois 61370
For those searching for a new home in Tonica, we have compiled a list of the top mortgage brokers located in and around Tonica, Illinois 61370 to assist you with your search.
Walgenbach Notorial Service
203 Oneca St
Tonica IL 61370
(815) 252-3128
Illinois Title Loans
1282 N Henderson St
Galesburg IL 61370
(309) 226-4082
http://www.illinoistitleloansinc.com/
Springleaf Financial Services
309 E Main St
Galesburg IL 61370
(309) 343-3157
http://www.springleaffinancial.com
Midwest Title Loans
1640 N Henderson St
Galesburg IL 61370
(309) 343-4557
https://www.midwesttitleloans.net/Locations/ILLINOIS/Galesburg/1640-North-Henderson-St
Heights Finance Corporation
1865 N Henderson St
Galesburg IL 61370
(309) 344-4484
http://www.heightsfinance.com
Address
203 Oneca St
Tonica IL
Contact
(815) 252-3128
Address
1282 N Henderson St
Galesburg IL
Contact
(309) 226-4082
http://www.illinoistitleloansinc.com/
Address
309 E Main St
Galesburg IL
Contact
(309) 343-3157
http://www.springleaffinancial.com