Compare Today’s Mortgage Rates for Urbana, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Urbana, Illinois 61801. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,112 or $23 / month in Urbana and other areas of Champaign county.

Our search engine explores all home mortgage options in Urbana, Illinois 61801, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Urbana, Illinois 61801

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Urbana, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Urbana, IL 61801, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Urbana, IL

Historical Mortgage Rates for Urbana, Illinois 61801 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Urbana, Illinois and around Champaign county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Urbana, Illinois 61801

If you’re looking to buy a new home in Urbana, we have compiled a list of the leading mortgage brokers around Urbana, Illinois 61801 to help you with your search.

Name
Address
Contact

World Finance

111 N Broadway Ave

Urbana IL 61801

(217) 384-2966

wac200@worldacceptance.net

Heartland Bank and Trust Company

1103 W Oregon St

Urbana IL 61801

(217) 359-5555

hbt@hbtbank.com

Colonial Finance

111 N Broadway Ave

Urbana IL 61801

(217) 344-9173

http://www.qualityvideoproduction.com

Check 'n Go

1815 Philo Rd

Urbana IL 61801

(217) 328-4600

comments@checkngo.com

Heights Finance Corporation

1717 Philo Rd

Urbana IL 61801

(217) 384-6911

customeradvocate@heightsfinance.com

Address

111 N Broadway Ave

Urbana IL

Contact

(217) 384-2966

wac200@worldacceptance.net

Address

1103 W Oregon St

Urbana IL

Contact

(217) 359-5555

hbt@hbtbank.com

Address

111 N Broadway Ave

Urbana IL

Contact

(217) 344-9173

http://www.qualityvideoproduction.com

News on Mortgages and Reverse Mortgages for Urbana, Illinois 61801