Compare Today’s Mortgage Rates in Vandalia, Illinois 62471
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Vandalia, Illinois 62471.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,534 over the lifetime of your 30-year fixed loan, or a monthly savings of $10 in Vandalia and other areas of Fayette county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Vandalia, Illinois 62471
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Interactive Mortgage Rate Projections for Vandalia, Illinois 62471
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vandalia, IL 62471. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Vandalia, Illinois 62471 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Vandalia, Illinois and around Fayette county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 77.50% | 74.58% | 72.49% | 74.12% | 77.96% | 76.19% | 69.79% | 76.23% | 72.40% |
avg mortgage rate | 6.65% | 4.80% | 3.07% | 3.34% | 4.48% | 4.64% | 4.14% | 3.80% | 3.99% |
% 15 year fixed mortgage | 17.50% | 19.92% | 19.82% | 17.06% | 16.73% | 16.88% | 18.30% | 16.14% | 17.19% |
avg mortgage rate | 5.73% | 4.07% | 2.26% | 2.78% | 3.79% | 3.93% | 3.27% | 2.86% | 3.15% |
Avg credit score | 732.13 | 740.66 | 765.85 | 852.92 | 733.38 | 737.97 | 781.78 | 739.47 | 740.27 |
Avg LTV (loan to value) | 81.98% | 85.10% | 83.47% | 85.56% | 82.92% | 81.76% | 83.43% | 83.69% | 82.26% |
Avg DTI (debt to income) | 33.83 | 29.77 | 29.43 | 30.23 | 29.19 | 30.36 | 28.94 | 28.41 | 27.91 |
% First time homebuyer | 50.00% | 37.71% | 33.73% | 41.76% | 41.63% | 36.36% | 35.74% | 40.36% | 39.58% |
Avg mortgage insurance % | 13.03% | 15.19% | 13.38% | 14.67% | 11.94% | 11.78% | 12.09% | 11.26% | 11.67% |
Best Mortgage Brokers around Vandalia, Illinois 62471
For those searching for a new home in Vandalia, we have compiled a list of the top mortgage brokers located in and around Vandalia, Illinois 62471 to assist you with your search.
Money Place
2350 Veterans Ave
Vandalia IL 62471
(618) 283-9400
http://www.money-place.com
World Finance
1611 Veterans Ave
Vandalia IL 62471
(618) 283-9866
http://worldacceptance.com
TitleMax Title Loans
2533 A
Vandalia IL 62471
(618) 212-1270
webinquiries@titlemax.com
Wells Fargo Home Mortgage
2950 N Water St
Decatur IL 62471
(217) 875-5967
http://www.wellsfargo.com/mortgage/
State Finance Co.
701 W Pershing Rd
Decatur IL 62471
(217) 872-7666
Address
2350 Veterans Ave
Vandalia IL
Contact
(618) 283-9400
http://www.money-place.com
Address
1611 Veterans Ave
Vandalia IL
Contact
(618) 283-9866
http://worldacceptance.com
Address
2533 A
Vandalia IL
Contact
(618) 212-1270
webinquiries@titlemax.com