Compare Today’s Mortgage Rates for Versailles, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Versailles, Illinois 62378. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $3,130 or $9 / month in Versailles and surrounding areas of Hancock county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Versailles, Illinois 62378.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Versailles, Illinois 62378

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Versailles, IL 62378, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Versailles, Illinois 62378 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Versailles, Illinois and around Hancock county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 75.76% 70.00% 73.91% 77.14% 77.78% 60.47% 65.22% 54.55%
avg mortgage rate 4.91% 4.75% 3.82% 3.97% 4.44% 4.06% 3.66% 3.96%
% 15 year fixed mortgage 18.18% 22.00% 19.57% 17.14% 13.89% 27.91% 26.09% 27.27%
avg mortgage rate 4.29% 3.88% 2.98% 3.08% 3.28% 3.07% 3.03% 3.67%
Avg credit score 751.17 741.52 756.20 757.14 748.28 753.02 761.04 755.64
Avg LTV (loan to value) 81.48% 80.04% 83.20% 77.09% 81.83% 79.42% 78.26% 82.09%
Avg DTI (debt to income) 31.45 30.22 29.89 29.69 29.28 32.37 27.85 33.27
% First time homebuyer 30.30% 30.00% 36.96% 31.43% 27.78% 11.63% 19.57% 27.27%
Avg mortgage insurance % 9.98% 4.98% 13.20% 5.91% 8.44% 8.56% 8.04% 10.45%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Versailles, Illinois 62378

If you’re looking to buy a new home in Versailles, we have compiled a list of the leading mortgage brokers around Versailles, Illinois 62378 to help you with your search.

Name
Address
Contact

TitleMax Title Loans

910 N Keller Dr

Effingham IL 62378

(217) 342-5454

webinquiries@titlemax.com

Springleaf Financial Services

1304 Thelma Keller Ave

Effingham IL 62378

(217) 342-3958

compliancehelpline@slfs.com

Heights Finance

312 N Keller Dr

Effingham IL 62378

(217) 342-2801

customeradvocate@heightsfinance.com

Tower Loans

103 N Keller Dr

Effingham IL 62378

(217) 347-2344

http://towerloan.com

Courtesy Loans

103 N Keller Dr

Effingham IL 62378

(217) 347-2344

Address

910 N Keller Dr

Effingham IL

Contact

(217) 342-5454

webinquiries@titlemax.com

Address

1304 Thelma Keller Ave

Effingham IL

Contact

(217) 342-3958

compliancehelpline@slfs.com

Address

312 N Keller Dr

Effingham IL

Contact

(217) 342-2801

customeradvocate@heightsfinance.com

News on Mortgages and Reverse Mortgages for Versailles, Illinois 62378