Compare Today’s Mortgage Rates in Villa Grove, Illinois 61956
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Villa Grove, Illinois 61956.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Villa Grove, Illinois 61956. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,369 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Villa Grove and other areas of Douglas county.
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Summary of Average Mortgages in Villa Grove, Illinois 61956
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Villa Grove, Illinois 61956
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Villa Grove, IL 61956. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Villa Grove, Illinois 61956 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Villa Grove, Illinois and around Douglas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
| avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
| avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
| Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
| Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
| Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
| % First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
| Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Villa Grove, Illinois 61956
For those searching for a new home in Villa Grove, we have compiled a list of the top mortgage brokers located in and around Villa Grove, Illinois 61956 to assist you with your search.
Name
Address
Contact
South Central Illinois Mortgage
200 Homer M Adams Pkwy
Alton IL 61956
(618) 465-5656
TitleMax Title Loans
3685 Nameoki Rd
Granite City IL 61956
(618) 451-7098
webinquiries@titlemax.com
Illinois Title Loans
3410 Nameoki Rd
Granite City IL 61956
(618) 451-2345
http://www.illinoistitleloansinc.com/
Midwest Title Loans
3715 Nameoki Rd
Granite City IL 61956
(618) 451-0000
https://www.midwesttitleloans.net/Locations/ILLINOIS/Granite-City/3715-Nameoki-Rd
Preferred Mortgage
2245 Pontoon Rd
Granite City IL 61956
(618) 931-3300
http://www.qualify4mortgage.com
Address
200 Homer M Adams Pkwy
Alton IL
Contact
(618) 465-5656
Address
3685 Nameoki Rd
Granite City IL
Contact
(618) 451-7098
webinquiries@titlemax.com
Address
3410 Nameoki Rd
Granite City IL
Contact
(618) 451-2345
http://www.illinoistitleloansinc.com/