Compare Today’s Mortgage Rates for Villa Ridge, Illinois

Pureloan searches mortgage lenders and major banks in Villa Ridge, Illinois 62996 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,237 or $3 / month is expected in Villa Ridge and other areas of Ballard county.

Pureloan’s search engine explores all home mortgage options in Villa Ridge, Illinois 62996, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Villa Ridge, Illinois 62996

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Villa Ridge, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Villa Ridge, IL 62996, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Villa Ridge, IL

Historical Mortgage Rates for Villa Ridge, Illinois 62996 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Villa Ridge, Illinois and around Ballard county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Villa Ridge, Illinois 62996

If you’re looking to buy a new home in Villa Ridge, we have compiled a list of the leading mortgage brokers around Villa Ridge, Illinois 62996 to help you with your search.

Name
Address
Contact

Boardwalk Lending

700 Crown Industrial Ct

Chesterfield MO 62996

(636) 536-6700

http://www.boardwalklending.com/

Title Partners Agency

16640 Chesterfield Grove Rd

Chesterfield MO 62996

(314) 835-3690

brian@stltitlepartners.com

Frontier Mortgage

16647 Chesterfield Grove Rd

Chesterfield MO 62996

(636) 898-0888

http://frontierhomemortgage.com

Doering Mortgage Co.

200 Long Rd

Chesterfield MO 62996

(636) 530-2500

http://doeringmortgage.com

Fidelity Mortgage Group

683 Trade Center Blvd

Chesterfield MO 62996

(636) 534-5445

http://www.fidelitymortgagegroup.com

Address

700 Crown Industrial Ct

Chesterfield MO

Contact

(636) 536-6700

http://www.boardwalklending.com/

Address

16640 Chesterfield Grove Rd

Chesterfield MO

Contact

(314) 835-3690

brian@stltitlepartners.com

Address

16647 Chesterfield Grove Rd

Chesterfield MO

Contact

(636) 898-0888

http://frontierhomemortgage.com

News on Mortgages and Reverse Mortgages for Villa Ridge, Illinois 62996