Compare Today’s Mortgage Rates in Virden, Illinois 62690
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Virden, Illinois 62690.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Virden, Illinois 62690. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,616 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Virden and other areas of Macoupin county.
Summary of Average Mortgages in Virden, Illinois 62690
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Interactive Mortgage Rate Projections for Virden, Illinois 62690
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Virden, IL 62690. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Virden, Illinois 62690 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Virden, Illinois and around Macoupin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Virden, Illinois 62690
For those searching for a new home in Virden, we have compiled a list of the top mortgage brokers located in and around Virden, Illinois 62690 to assist you with your search.
World Finance Corporation
2328 S MacArthur Blvd
Springfield IL 62690
(217) 789-1900
Wells Fargo Home Mortgage
3200 Robbins Rd
Springfield IL 62690
(217) 547-7500
http://www.wellsfargo.com/mortgage/
OneMain Financial
2637 Chatham Rd
Springfield IL 62690
(217) 793-1311
http://branches.onemainfinancial.com/il/springfield/2637-chatham-road.html
Personal Finance Co.
2205 Wabash Ave
Springfield IL 62690
(217) 793-8782
http://www.personalfinancecompany.com/
Midwest Title Loans
2106 S MacArthur Blvd
Springfield IL 62690
(217) 789-7095
https://www.midwesttitleloans.net/Locations/ILLINOIS/Springfield/2106-S-MacArthur-Blvd
Address
2328 S MacArthur Blvd
Springfield IL
Contact
(217) 789-1900
Address
3200 Robbins Rd
Springfield IL
Contact
(217) 547-7500
http://www.wellsfargo.com/mortgage/
Address
2637 Chatham Rd
Springfield IL
Contact
(217) 793-1311
http://branches.onemainfinancial.com/il/springfield/2637-chatham-road.html