Compare Today’s Mortgage Rates in Wataga, Illinois 61488
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Wataga, Illinois 61488.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Wataga, Illinois 61488. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,328 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Wataga and other areas of Knox county.
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Summary of Average Mortgages in Wataga, Illinois 61488
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Wataga, Illinois 61488
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wataga, IL 61488. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Wataga, Illinois 61488 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Wataga, Illinois and around Knox county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Wataga, Illinois 61488
For those searching for a new home in Wataga, we have compiled a list of the top mortgage brokers located in and around Wataga, Illinois 61488 to assist you with your search.
Name
Address
Contact
PNC Mortgage
215 W Jefferson St
Morton IL 61488
(309) 263-1922
http://pncmortgage.com
Citizens Mortgage Services In
204 N Main St
Morton IL 61488
(309) 266-6596
Mortgage Exchange
1041 W Jackson St
Morton IL 61488
(309) 266-7729
dmoore@mtgexchange.com
Kouri Mortgage
319 E Forestwood St
Morton IL 61488
(309) 263-2263
American Mortgage Company
1349 W Birchwood St
Morton IL 61488
(309) 266-9839
Address
215 W Jefferson St
Morton IL
Contact
(309) 263-1922
http://pncmortgage.com
Address
204 N Main St
Morton IL
Contact
(309) 266-6596
Address
1041 W Jackson St
Morton IL
Contact
(309) 266-7729
dmoore@mtgexchange.com