Compare Today’s Mortgage Rates for Waterloo, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Waterloo, Illinois 62298. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,899 or $19 / month in Waterloo and other areas of Monroe county.

Our search engine explores all home mortgage options in Waterloo, Illinois 62298, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Waterloo, Illinois 62298

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Waterloo, IL 62298, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Waterloo, Illinois 62298 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Waterloo, Illinois and around Monroe county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Waterloo, Illinois 62298

If you’re looking to buy a new home in Waterloo, we have compiled a list of the leading mortgage brokers around Waterloo, Illinois 62298 to help you with your search.

Name
Address
Contact

Check 'n Go

917 N Illinois Route 3

Waterloo IL 62298

(618) 939-1881

http://www.checkngo.com/

World Finance

913 N Illinois Route 3

Waterloo IL 62298

(618) 939-0220

http://www.worldacceptance.com/

Quick Cash

632 N Market St

Waterloo IL 62298

(618) 939-9797

admin@waterlooquickcash.com

Check 'n Go

421 N 32nd St

Quincy IL 62298

(217) 228-2000

http://www.checkngo.com/

Illinois Title Loans

1800 Broadway St

Quincy IL 62298

(217) 223-7471

http://www.illinoistitleloansinc.com/

Address

917 N Illinois Route 3

Waterloo IL

Contact

(618) 939-1881

http://www.checkngo.com/

Address

913 N Illinois Route 3

Waterloo IL

Contact

(618) 939-0220

http://www.worldacceptance.com/

Address

632 N Market St

Waterloo IL

Contact

(618) 939-9797

admin@waterlooquickcash.com

News on Mortgages and Reverse Mortgages for Waterloo, Illinois 62298