Compare Today’s Mortgage Rates in West Liberty, Illinois 62475
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in West Liberty, Illinois 62475.
Our search engine thoroughly explores all home mortgage options in West Liberty, Illinois 62475, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,109 in lifetime cash or $11 per month in West Liberty and other areas of Richland county.
Summary of Average Mortgages in West Liberty, Illinois 62475
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Interactive Mortgage Rate Projections for West Liberty, Illinois 62475
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in West Liberty, IL 62475. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in West Liberty, Illinois 62475 from 2024 - 2016
We have compiled mortgage rates charts for home loans in West Liberty, Illinois and around Richland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 77.50% | 74.58% | 72.49% | 74.12% | 77.96% | 76.19% | 69.79% | 76.23% | 72.40% |
avg mortgage rate | 6.65% | 4.80% | 3.07% | 3.34% | 4.48% | 4.64% | 4.14% | 3.80% | 3.99% |
% 15 year fixed mortgage | 17.50% | 19.92% | 19.82% | 17.06% | 16.73% | 16.88% | 18.30% | 16.14% | 17.19% |
avg mortgage rate | 5.73% | 4.07% | 2.26% | 2.78% | 3.79% | 3.93% | 3.27% | 2.86% | 3.15% |
Avg credit score | 732.13 | 740.66 | 765.85 | 852.92 | 733.38 | 737.97 | 781.78 | 739.47 | 740.27 |
Avg LTV (loan to value) | 81.98% | 85.10% | 83.47% | 85.56% | 82.92% | 81.76% | 83.43% | 83.69% | 82.26% |
Avg DTI (debt to income) | 33.83 | 29.77 | 29.43 | 30.23 | 29.19 | 30.36 | 28.94 | 28.41 | 27.91 |
% First time homebuyer | 50.00% | 37.71% | 33.73% | 41.76% | 41.63% | 36.36% | 35.74% | 40.36% | 39.58% |
Avg mortgage insurance % | 13.03% | 15.19% | 13.38% | 14.67% | 11.94% | 11.78% | 12.09% | 11.26% | 11.67% |
Best Mortgage Brokers around West Liberty, Illinois 62475
For those searching for a new home in West Liberty, we have compiled a list of the top mortgage brokers located in and around West Liberty, Illinois 62475 to assist you with your search.
Wells Fargo Home Mortgage
2950 N Water St
Decatur IL 62475
(217) 875-5967
http://www.wellsfargo.com/mortgage/
State Finance Co.
701 W Pershing Rd
Decatur IL 62475
(217) 872-7666
World Finance
3745 N Woodford St
Decatur IL 62475
(217) 876-9168
http://www.worldfinance.com/
Wintrust Mortgage
1610 E Pershing Rd
Decatur IL 62475
(217) 875-7149
Farm Credit Service
2415 E Mound Rd
Decatur IL 62475
(217) 877-3141
http://farmcreditnetwork.com
Address
2950 N Water St
Decatur IL
Contact
(217) 875-5967
http://www.wellsfargo.com/mortgage/
Address
701 W Pershing Rd
Decatur IL
Contact
(217) 872-7666
Address
3745 N Woodford St
Decatur IL
Contact
(217) 876-9168
http://www.worldfinance.com/