Compare Today’s Mortgage Rates for West Point, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in West Point, Illinois 62380. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,460 or $10 / month in West Point and other areas of Adams county.

Our search engine explores all home mortgage options in West Point, Illinois 62380, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in West Point, Illinois 62380

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for West Point, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in West Point, IL 62380, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for West Point, IL

Historical Mortgage Rates for West Point, Illinois 62380 from 2013 - 2020

We have compiled mortgage rate charts for home loans in West Point, Illinois and around Adams county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 75.76% 70.00% 73.91% 77.14% 77.78% 60.47% 65.22% 54.55%
avg mortgage rate 4.91% 4.75% 3.82% 3.97% 4.44% 4.06% 3.66% 3.96%
% 15 year fixed mortgage 18.18% 22.00% 19.57% 17.14% 13.89% 27.91% 26.09% 27.27%
avg mortgage rate 4.29% 3.88% 2.98% 3.08% 3.28% 3.07% 3.03% 3.67%
Avg credit score 751.17 741.52 756.20 757.14 748.28 753.02 761.04 755.64
Avg LTV (loan to value) 81.48% 80.04% 83.20% 77.09% 81.83% 79.42% 78.26% 82.09%
Avg DTI (debt to income) 31.45 30.22 29.89 29.69 29.28 32.37 27.85 33.27
% First time homebuyer 30.30% 30.00% 36.96% 31.43% 27.78% 11.63% 19.57% 27.27%
Avg mortgage insurance % 9.98% 4.98% 13.20% 5.91% 8.44% 8.56% 8.04% 10.45%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around West Point, Illinois 62380

If you’re looking to buy a new home in West Point, we have compiled a list of the leading mortgage brokers around West Point, Illinois 62380 to help you with your search.

Name
Address
Contact

TitleMax Title Loans

910 N Keller Dr

Effingham IL 62380

(217) 342-5454

webinquiries@titlemax.com

Springleaf Financial Services

1304 Thelma Keller Ave

Effingham IL 62380

(217) 342-3958

compliancehelpline@slfs.com

Heights Finance

312 N Keller Dr

Effingham IL 62380

(217) 342-2801

customeradvocate@heightsfinance.com

Tower Loans

103 N Keller Dr

Effingham IL 62380

(217) 347-2344

http://towerloan.com

Courtesy Loans

103 N Keller Dr

Effingham IL 62380

(217) 347-2344

Address

910 N Keller Dr

Effingham IL

Contact

(217) 342-5454

webinquiries@titlemax.com

Address

1304 Thelma Keller Ave

Effingham IL

Contact

(217) 342-3958

compliancehelpline@slfs.com

Address

312 N Keller Dr

Effingham IL

Contact

(217) 342-2801

customeradvocate@heightsfinance.com

News on Mortgages and Reverse Mortgages for West Point, Illinois 62380