Compare Today’s Mortgage Rates in West Point, Illinois 62380
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in West Point, Illinois 62380.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in West Point, Illinois 62380. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,205 over the lifetime of your mortgage, which translates to a monthly savings of $9 in West Point and other areas of Adams county.
Summary of Average Mortgages in West Point, Illinois 62380
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Interactive Mortgage Rate Projections for West Point, Illinois 62380
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in West Point, IL 62380. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in West Point, Illinois 62380 from 2024 - 2016
We have compiled mortgage rates charts for home loans in West Point, Illinois and around Adams county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 54.55% | 65.22% | 60.47% | 77.78% | 77.14% | 73.91% | 70.00% | 75.76% | |
avg mortgage rate | 3.96% | 3.66% | 4.06% | 4.44% | 3.97% | 3.82% | 4.75% | 4.91% | |
% 15 year fixed mortgage | 27.27% | 26.09% | 27.91% | 13.89% | 17.14% | 19.57% | 22.00% | 18.18% | |
avg mortgage rate | 3.67% | 3.03% | 3.07% | 3.28% | 3.08% | 2.98% | 3.88% | 4.29% | |
Avg credit score | 755.64 | 761.04 | 753.02 | 748.28 | 757.14 | 756.20 | 741.52 | 751.17 | |
Avg LTV (loan to value) | 82.09% | 78.26% | 79.42% | 81.83% | 77.09% | 83.20% | 80.04% | 81.48% | |
Avg DTI (debt to income) | 33.27 | 27.85 | 32.37 | 29.28 | 29.69 | 29.89 | 30.22 | 31.45 | |
% First time homebuyer | 27.27% | 19.57% | 11.63% | 27.78% | 31.43% | 36.96% | 30.00% | 30.30% | |
Avg mortgage insurance % | 10.45% | 8.04% | 8.56% | 8.44% | 5.91% | 13.20% | 4.98% | 9.98% |
Best Mortgage Brokers around West Point, Illinois 62380
For those searching for a new home in West Point, we have compiled a list of the top mortgage brokers located in and around West Point, Illinois 62380 to assist you with your search.
TitleMax Title Loans
910 N Keller Dr
Effingham IL 62380
(217) 342-5454
webinquiries@titlemax.com
Springleaf Financial Services
1304 Thelma Keller Ave
Effingham IL 62380
(217) 342-3958
compliancehelpline@slfs.com
Heights Finance
312 N Keller Dr
Effingham IL 62380
(217) 342-2801
customeradvocate@heightsfinance.com
Tower Loans
103 N Keller Dr
Effingham IL 62380
(217) 347-2344
http://towerloan.com
Courtesy Loans
103 N Keller Dr
Effingham IL 62380
(217) 347-2344
Address
910 N Keller Dr
Effingham IL
Contact
(217) 342-5454
webinquiries@titlemax.com
Address
1304 Thelma Keller Ave
Effingham IL
Contact
(217) 342-3958
compliancehelpline@slfs.com
Address
312 N Keller Dr
Effingham IL
Contact
(217) 342-2801
customeradvocate@heightsfinance.com