Compare Today’s Mortgage Rates in White Hall, Illinois 62092
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in White Hall, Illinois 62092.
Our search engine thoroughly explores all home mortgage options in White Hall, Illinois 62092, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,219 in lifetime cash or $6 per month in White Hall and other areas of Greene county.
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Summary of Average Mortgages in White Hall, Illinois 62092
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for White Hall, Illinois 62092
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in White Hall, IL 62092. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in White Hall, Illinois 62092 from 2024 - 2016
We have compiled mortgage rates charts for home loans in White Hall, Illinois and around Greene county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.67% | 89.46% | 88.93% | 86.85% | 86.86% | 86.36% | 82.41% | 82.68% | 84.24% |
avg mortgage rate | 6.60% | 4.80% | 3.04% | 3.27% | 4.37% | 4.60% | 4.14% | 3.83% | 4.04% |
% 15 year fixed mortgage | 4.19% | 8.46% | 8.66% | 11.11% | 8.89% | 9.50% | 13.97% | 11.36% | 11.67% |
avg mortgage rate | 5.92% | 3.86% | 2.32% | 2.72% | 3.72% | 4.01% | 3.37% | 3.07% | 3.13% |
Avg credit score | 742.05 | 757.63 | 746.76 | 751.02 | 763.81 | 755.04 | 783.82 | 751.10 | 752.23 |
Avg LTV (loan to value) | 86.68% | 86.56% | 85.96% | 85.63% | 84.08% | 82.84% | 83.55% | 84.04% | 82.40% |
Avg DTI (debt to income) | 34.25 | 33.95 | 32.75 | 32.34 | 33.24 | 33.63 | 33.01 | 31.89 | 32.18 |
% First time homebuyer | 56.54% | 43.13% | 38.93% | 37.80% | 35.18% | 28.32% | 23.10% | 25.33% | 23.74% |
Avg mortgage insurance % | 17.32% | 16.37% | 16.02% | 15.75% | 14.12% | 13.09% | 12.89% | 13.71% | 11.98% |
Best Mortgage Brokers around White Hall, Illinois 62092
For those searching for a new home in White Hall, we have compiled a list of the top mortgage brokers located in and around White Hall, Illinois 62092 to assist you with your search.
Name
Address
Contact
TitleMax Title Loans
1102 E Edwardsville Rd
Wood River IL 62092
(618) 254-1800
webinquiries@titlemax.com
Dollars Today
898 E Edwardsville Rd
Wood River IL 62092
(618) 254-5270
dtinfo@dollars-today.com
Ardmore Finance Inc.
33 E Ferguson Ave
Wood River IL 62092
(618) 251-9777
Address
1102 E Edwardsville Rd
Wood River IL
Contact
(618) 254-1800
webinquiries@titlemax.com
Address
898 E Edwardsville Rd
Wood River IL
Contact
(618) 254-5270
dtinfo@dollars-today.com
Address
33 E Ferguson Ave
Wood River IL
Contact
(618) 251-9777