Compare Today’s Mortgage Rates for Winnebago, Illinois

Pureloan searches mortgage lenders and major banks in Winnebago, Illinois 61088 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,392 or $15 / month is expected in Winnebago and other areas of Winnebago county.

Pureloan’s search engine explores all home mortgage options in Winnebago, Illinois 61088, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Winnebago, Illinois 61088

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Winnebago, IL 61088, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Winnebago, Illinois 61088 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Winnebago, Illinois and around Winnebago county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Winnebago, Illinois 61088

If you’re looking to buy a new home in Winnebago, we have compiled a list of the leading mortgage brokers around Winnebago, Illinois 61088 to help you with your search.

Name
Address
Contact

North Star Mortgage

4121 Newburg Rd

Rockford IL 61088

(815) 226-9331

World Finance Of Rockford

5301 E State St

Rockford IL 61088

(815) 399-8665

http://www.worldacceptance.com/

Springleaf Financial Services

5451 E State St

Rockford IL 61088

(815) 397-1193

https://www.springleaf.com/branches/IL/Rockford/61108/981

Midwest Title Loans

4231 E State St

Rockford IL 61088

(815) 516-5557

https://www.midwesttitleloans.net/Locations/ILLINOIS/Rockford/4231-East-State-St

Heights Finance Corporation

5301 E State St

Rockford IL 61088

(815) 231-0055

customeradvocate@heightsfinance.com

Address

4121 Newburg Rd

Rockford IL

Contact

(815) 226-9331

Address

5301 E State St

Rockford IL

Contact

(815) 399-8665

http://www.worldacceptance.com/

Address

5451 E State St

Rockford IL

Contact

(815) 397-1193

https://www.springleaf.com/branches/IL/Rockford/61108/981

News on Mortgages and Reverse Mortgages for Winnebago, Illinois 61088