Compare Today’s Mortgage Rates for Winthrop Harbor, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Winthrop Harbor, Illinois 60096. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,870 or $16 / month in Winthrop Harbor and other areas of Lake county.

Our search engine explores all home mortgage options in Winthrop Harbor, Illinois 60096, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Winthrop Harbor, Illinois 60096

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Winthrop Harbor, IL 60096, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Winthrop Harbor, Illinois 60096 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Winthrop Harbor, Illinois and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.78% 87.76% 89.69% 88.49% 88.96% 88.02% 90.34% 88.63%
avg mortgage rate 4.97% 4.70% 3.90% 4.00% 4.46% 4.13% 3.90% 4.14%
% 15 year fixed mortgage 6.74% 9.79% 8.06% 10.15% 9.61% 10.23% 8.17% 9.96%
avg mortgage rate 4.38% 3.94% 3.19% 3.18% 3.51% 3.28% 3.12% 3.34%
Avg credit score 759.59 761.46 762.23 758.20 754.09 752.53 752.41 752.56
Avg LTV (loan to value) 73.99% 75.67% 78.13% 79.09% 80.50% 81.09% 81.75% 81.14%
Avg DTI (debt to income) 34.68 34.66 34.09 34.60 34.69 35.25 35.30 36.08
% First time homebuyer 38.63% 33.40% 35.61% 39.08% 40.73% 40.93% 40.51% 38.52%
Avg mortgage insurance % 3.55% 4.82% 7.39% 8.39% 10.23% 11.50% 11.59% 10.51%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Winthrop Harbor, Illinois 60096

If you’re looking to buy a new home in Winthrop Harbor, we have compiled a list of the leading mortgage brokers around Winthrop Harbor, Illinois 60096 to help you with your search.

Name
Address
Contact

Envoy Mortgage

411 Ravine Dr

Winthrop Harbor IL 60096

(847) 746-5332

info@envoymtg.com

Fredom Banc Home Mortgage

123 E Lake St

Bloomingdale IL 60096

(630) 539-4858

Chicago Funding

2349 W Lake St

Addison IL 60096

(630) 376-2600

Personalized Loans With Sfc

190 N Swift Rd

Addison IL 60096

(630) 290-5812

Springleaf Financial Services

721 W Lake St

Addison IL 60096

(630) 629-4003

compliancehelpline@slfs.com

Address

411 Ravine Dr

Winthrop Harbor IL

Contact

(847) 746-5332

info@envoymtg.com

Address

123 E Lake St

Bloomingdale IL

Contact

(630) 539-4858

Address

2349 W Lake St

Addison IL

Contact

(630) 376-2600

News on Mortgages and Reverse Mortgages for Winthrop Harbor, Illinois 60096