Compare Today’s Mortgage Rates for Xenia, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Xenia, Illinois 62899. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,089 or $9 / month in Xenia and other areas of Clay county.

Our search engine explores all home mortgage options in Xenia, Illinois 62899, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Xenia, Illinois 62899

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Xenia, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Xenia, IL 62899, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Xenia, IL

Historical Mortgage Rates for Xenia, Illinois 62899 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Xenia, Illinois and around Clay county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Xenia, Illinois 62899

If you’re looking to buy a new home in Xenia, we have compiled a list of the leading mortgage brokers around Xenia, Illinois 62899 to help you with your search.

Name
Address
Contact

World Finance

704 E Walnut St

Carbondale IL 62899

(618) 529-1436

Security Finance Corporation

522 E Main St

Carbondale IL 62899

(618) 549-2632

http://securitycorp.com

Illinois Title Loans

1025 E Main St

Carbondale IL 62899

(618) 549-5499

http://www.illinoistitleloansinc.com/

OneMain Financial

1130 E Main St

Carbondale IL 62899

(618) 529-7935

http://branches.onemainfinancial.com/il/carbondale/1130-e--main-street.html

Carbondale Quick Cash

820 E Walnut St

Carbondale IL 62899

(618) 351-6565

carbondalequickcash@mchsi.com

Address

704 E Walnut St

Carbondale IL

Contact

(618) 529-1436

Address

522 E Main St

Carbondale IL

Contact

(618) 549-2632

http://securitycorp.com

Address

1025 E Main St

Carbondale IL

Contact

(618) 549-5499

http://www.illinoistitleloansinc.com/

News on Mortgages and Reverse Mortgages for Xenia, Illinois 62899