Compare Today’s Mortgage Rates in Xenia, Illinois 62899
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Xenia, Illinois 62899.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Xenia, Illinois 62899. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,082 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Xenia and other areas of Clay county.
Summary of Average Mortgages in Xenia, Illinois 62899
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Interactive Mortgage Rate Projections for Xenia, Illinois 62899
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Xenia, IL 62899. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Xenia, Illinois 62899 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Xenia, Illinois and around Clay county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Xenia, Illinois 62899
For those searching for a new home in Xenia, we have compiled a list of the top mortgage brokers located in and around Xenia, Illinois 62899 to assist you with your search.
World Finance
704 E Walnut St
Carbondale IL 62899
(618) 529-1436
Security Finance Corporation
522 E Main St
Carbondale IL 62899
(618) 549-2632
http://securitycorp.com
Illinois Title Loans
1025 E Main St
Carbondale IL 62899
(618) 549-5499
http://www.illinoistitleloansinc.com/
OneMain Financial
1130 E Main St
Carbondale IL 62899
(618) 529-7935
http://branches.onemainfinancial.com/il/carbondale/1130-e--main-street.html
Carbondale Quick Cash
820 E Walnut St
Carbondale IL 62899
(618) 351-6565
carbondalequickcash@mchsi.com
Address
704 E Walnut St
Carbondale IL
Contact
(618) 529-1436
Address
522 E Main St
Carbondale IL
Contact
(618) 549-2632
http://securitycorp.com
Address
1025 E Main St
Carbondale IL
Contact
(618) 549-5499
http://www.illinoistitleloansinc.com/