Compare Today’s Mortgage Rates in Columbia City, Indiana 46725
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Columbia City, Indiana 46725.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Columbia City, Indiana 46725. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,251 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Columbia City and other areas of Whitley county.
Summary of Average Mortgages in Columbia City, Indiana 46725
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Interactive Mortgage Rate Projections for Columbia City, Indiana 46725
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Columbia City, IN 46725. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Columbia City, Indiana 46725 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Columbia City, Indiana and around Whitley county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.84% | 91.66% | 90.93% | 90.30% | 89.73% | 87.46% | 86.57% | 89.11% | 87.05% |
avg mortgage rate | 6.42% | 4.66% | 3.03% | 3.37% | 4.42% | 4.65% | 4.20% | 3.92% | 4.12% |
% 15 year fixed mortgage | 6.05% | 6.94% | 7.54% | 7.89% | 8.27% | 9.98% | 10.48% | 8.46% | 9.97% |
avg mortgage rate | 5.58% | 3.73% | 2.44% | 2.87% | 3.78% | 3.99% | 3.39% | 3.09% | 3.27% |
Avg credit score | 753.65 | 763.04 | 760.68 | 759.57 | 757.59 | 755.69 | 752.42 | 756.80 | 756.35 |
Avg LTV (loan to value) | 79.93% | 81.14% | 82.19% | 83.25% | 82.00% | 81.53% | 81.72% | 83.09% | 82.48% |
Avg DTI (debt to income) | 36.06 | 34.36 | 32.38 | 32.87 | 33.89 | 33.58 | 32.96 | 32.47 | 31.57 |
% First time homebuyer | 41.26% | 37.99% | 33.18% | 33.88% | 30.53% | 29.10% | 27.86% | 26.99% | 29.11% |
Avg mortgage insurance % | 12.41% | 12.60% | 13.34% | 14.12% | 13.25% | 12.21% | 12.33% | 13.96% | 13.01% |
Best Mortgage Brokers around Columbia City, Indiana 46725
For those searching for a new home in Columbia City, we have compiled a list of the top mortgage brokers located in and around Columbia City, Indiana 46725 to assist you with your search.
Check 'n Go
490 W Plaza Dr
Columbia City IN 46725
(260) 244-4165
http://www.checkngo.com/
Three Rivers Financial Service Inc.
111 W Market St
Columbia City IN 46725
(260) 244-0080
Auto Credit USA Columbia City
502 S Main St
Columbia City IN 46725
(260) 244-4639
harelspoo@aol.com
Farm Credit Mid-America
405 N Main St
Columbia City IN 46725
(260) 248-8786
lkreide@e-farmcredit.com
Caliber Home Loans
232 W Van Buren St
Columbia City IN 46725
(260) 244-5092
http://caliberhomeloans.com
Address
490 W Plaza Dr
Columbia City IN
Contact
(260) 244-4165
http://www.checkngo.com/
Address
111 W Market St
Columbia City IN
Contact
(260) 244-0080
Address
502 S Main St
Columbia City IN
Contact
(260) 244-4639
harelspoo@aol.com