Compare Today’s Mortgage Rates for Columbia City, Indiana

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Columbia City, Indiana 46725. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,676 or $16 / month in Columbia City and other areas of Whitley county.

Our search engine explores all home mortgage options in Columbia City, Indiana 46725, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Columbia City, Indiana 46725

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Columbia City, IN 46725, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Columbia City, Indiana 46725 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Columbia City, Indiana and around Whitley county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 82.29% 79.43% 84.04% 83.13% 87.33% 86.73% 89.10% 87.42%
avg mortgage rate 4.94% 4.67% 3.90% 3.98% 4.46% 4.12% 3.91% 4.15%
% 15 year fixed mortgage 13.57% 15.30% 12.99% 13.77% 9.80% 10.19% 8.38% 8.83%
avg mortgage rate 4.32% 3.88% 3.20% 3.18% 3.45% 3.28% 3.10% 3.29%
Avg credit score 764.42 763.11 763.52 758.95 754.09 756.38 752.89 753.16
Avg LTV (loan to value) 76.70% 78.95% 80.55% 81.19% 82.99% 82.44% 82.97% 81.60%
Avg DTI (debt to income) 30.40 30.15 29.63 31.00 31.86 31.54 32.46 33.09
% First time homebuyer 23.70% 25.85% 20.97% 25.39% 29.65% 28.22% 26.47% 25.61%
Avg mortgage insurance % 5.65% 7.88% 10.81% 11.55% 13.34% 13.17% 13.78% 12.11%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Columbia City, Indiana 46725

If you’re looking to buy a new home in Columbia City, we have compiled a list of the leading mortgage brokers around Columbia City, Indiana 46725 to help you with your search.

Name
Address
Contact

Check 'n Go

490 W Plaza Dr

Columbia City IN 46725

(260) 244-4165

http://www.checkngo.com/

Three Rivers Financial Service Inc.

111 W Market St

Columbia City IN 46725

(260) 244-0080

Auto Credit USA Columbia City

502 S Main St

Columbia City IN 46725

(260) 244-4639

harelspoo@aol.com

Farm Credit Mid-America

405 N Main St

Columbia City IN 46725

(260) 248-8786

lkreide@e-farmcredit.com

Caliber Home Loans

232 W Van Buren St

Columbia City IN 46725

(260) 244-5092

http://caliberhomeloans.com

Address

490 W Plaza Dr

Columbia City IN

Contact

(260) 244-4165

http://www.checkngo.com/

Address

111 W Market St

Columbia City IN

Contact

(260) 244-0080

Address

502 S Main St

Columbia City IN

Contact

(260) 244-4639

harelspoo@aol.com

News on Mortgages and Reverse Mortgages for Columbia City, Indiana 46725