Compare Today’s Mortgage Rates in Gary, Indiana 46408
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Gary, Indiana 46408.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,672 over the lifetime of your 30-year fixed loan, or a monthly savings of $24 in Gary and other areas of Lake county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Gary, Indiana 46408
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gary, Indiana 46408
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gary, IN 46408. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gary, Indiana 46408 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gary, Indiana and around Lake county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.48% | 96.93% | 97.68% | 95.41% | 93.56% | 90.70% | 85.56% | 87.38% | 80.00% |
avg mortgage rate | 6.64% | 4.84% | 3.38% | 3.78% | 4.62% | 4.84% | 4.41% | 4.11% | 4.23% |
% 15 year fixed mortgage | 1.52% | 1.75% | 1.54% | 3.21% | 5.45% | 6.98% | 13.33% | 11.65% | 18.33% |
avg mortgage rate | 7.00% | 4.09% | 2.53% | 2.91% | 4.20% | 3.99% | 3.64% | 3.30% | 3.45% |
Avg credit score | 742.15 | 737.25 | 741.49 | 740.94 | 739.63 | 740.60 | 757.39 | 736.23 | 740.75 |
Avg LTV (loan to value) | 83.76% | 88.53% | 86.97% | 87.06% | 85.94% | 82.98% | 82.14% | 85.23% | 82.83% |
Avg DTI (debt to income) | 35.52 | 35.67 | 33.32 | 34.33 | 33.80 | 34.49 | 32.96 | 33.17 | 31.77 |
% First time homebuyer | 53.03% | 55.26% | 44.40% | 50.46% | 45.54% | 33.33% | 28.89% | 34.95% | 53.33% |
Avg mortgage insurance % | 14.52% | 17.78% | 15.58% | 15.40% | 13.84% | 12.83% | 9.74% | 13.88% | 12.18% |
Best Mortgage Brokers around Gary, Indiana 46408
For those searching for a new home in Gary, we have compiled a list of the top mortgage brokers located in and around Gary, Indiana 46408 to assist you with your search.
Name
Address
Contact
Empowerment
1101 N Saint Joseph St
Gary IN 46408
(219) 201-4044
Affordable Auto Finance
5490 W Ridge Rd
Gary IN 46408
(219) 513-8714
Check 'n Go
3536 Village Ct
Gary IN 46408
(219) 884-8100
customerservice@checkngo.com
A & W Investments
308 W Ridge Rd
Gary IN 46408
(219) 981-9600
Family First Service
3270 Grant St
Gary IN 46408
(219) 239-2103
Address
1101 N Saint Joseph St
Gary IN
Contact
(219) 201-4044
Address
5490 W Ridge Rd
Gary IN
Contact
(219) 513-8714
Address
3536 Village Ct
Gary IN
Contact
(219) 884-8100
customerservice@checkngo.com