Compare Today’s Mortgage Rates for Indianapolis, Indiana
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Indianapolis, Indiana 46298. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,858 or $13 / month in Indianapolis and other areas of Marion county.
Our search engine explores all home mortgage options in Indianapolis, Indiana 46298, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Indianapolis, Indiana 46298


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Indianapolis, IN 46298, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Indianapolis, Indiana 46298 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Indianapolis, Indiana and around Marion county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 82.29% | 79.43% | 84.04% | 83.13% | 87.33% | 86.73% | 89.10% | 87.42% |
avg mortgage rate | 4.94% | 4.67% | 3.90% | 3.98% | 4.46% | 4.12% | 3.91% | 4.15% |
% 15 year fixed mortgage | 13.57% | 15.30% | 12.99% | 13.77% | 9.80% | 10.19% | 8.38% | 8.83% |
avg mortgage rate | 4.32% | 3.88% | 3.20% | 3.18% | 3.45% | 3.28% | 3.10% | 3.29% |
Avg credit score | 764.42 | 763.11 | 763.52 | 758.95 | 754.09 | 756.38 | 752.89 | 753.16 |
Avg LTV (loan to value) | 76.70% | 78.95% | 80.55% | 81.19% | 82.99% | 82.44% | 82.97% | 81.60% |
Avg DTI (debt to income) | 30.40 | 30.15 | 29.63 | 31.00 | 31.86 | 31.54 | 32.46 | 33.09 |
% First time homebuyer | 23.70% | 25.85% | 20.97% | 25.39% | 29.65% | 28.22% | 26.47% | 25.61% |
Avg mortgage insurance % | 5.65% | 7.88% | 10.81% | 11.55% | 13.34% | 13.17% | 13.78% | 12.11% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Indianapolis, Indiana 46298
If you’re looking to buy a new home in Indianapolis, we have compiled a list of the leading mortgage brokers around Indianapolis, Indiana 46298 to help you with your search.
Us Defense Finance & Accounting Service
8899 E 56th St
Indianapolis IN 46298
(317) 510-2192
http://dfas.mil
Gateway Commercial MTG
4847 Arabian Run
Indianapolis IN 46298
(317) 616-3395
Cummings Real Estate
2243 Rome Dr
Indianapolis IN 46298
(317) 926-8322
Indiana Mortgage Savings
10401 N Meridian St
Indianapolis IN 46298
(317) 616-3700
Nmc Mortgage Corporation
201 W 103rd St
Indianapolis IN 46298
(317) 218-2900
Address
8899 E 56th St
Indianapolis IN
Contact
(317) 510-2192
http://dfas.mil
Address
4847 Arabian Run
Indianapolis IN
Contact
(317) 616-3395
Address
2243 Rome Dr
Indianapolis IN
Contact
(317) 926-8322