Compare Today’s Mortgage Rates in Lakeville, Indiana 46536
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lakeville, Indiana 46536.
Our search engine thoroughly explores all home mortgage options in Lakeville, Indiana 46536, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,796 in lifetime cash or $16 per month in Lakeville and other areas of St Joseph county.
Summary of Average Mortgages in Lakeville, Indiana 46536
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Interactive Mortgage Rate Projections for Lakeville, Indiana 46536
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lakeville, IN 46536. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lakeville, Indiana 46536 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lakeville, Indiana and around St Joseph county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.99% | 93.61% | 91.23% | 88.56% | 87.92% | 83.92% | 79.39% | 77.94% | 79.00% |
avg mortgage rate | 6.80% | 4.86% | 3.13% | 3.49% | 4.48% | 4.73% | 4.21% | 3.88% | 4.09% |
% 15 year fixed mortgage | 4.06% | 4.82% | 6.81% | 9.04% | 9.32% | 12.32% | 15.85% | 17.57% | 16.42% |
avg mortgage rate | 6.21% | 3.77% | 2.54% | 2.92% | 3.87% | 4.08% | 3.37% | 3.04% | 3.20% |
Avg credit score | 742.67 | 762.88 | 756.20 | 758.91 | 751.08 | 749.28 | 747.78 | 749.33 | 759.68 |
Avg LTV (loan to value) | 85.43% | 85.41% | 85.42% | 84.44% | 84.32% | 81.82% | 83.20% | 83.42% | 83.13% |
Avg DTI (debt to income) | 35.64 | 33.76 | 32.21 | 32.24 | 32.71 | 32.33 | 31.51 | 31.01 | 30.47 |
% First time homebuyer | 49.64% | 42.73% | 38.22% | 37.17% | 37.40% | 30.08% | 30.21% | 28.65% | 27.29% |
Avg mortgage insurance % | 16.37% | 15.78% | 15.51% | 14.46% | 14.54% | 12.26% | 13.80% | 13.73% | 14.08% |
Best Mortgage Brokers around Lakeville, Indiana 46536
For those searching for a new home in Lakeville, we have compiled a list of the top mortgage brokers located in and around Lakeville, Indiana 46536 to assist you with your search.
OneMain Financial
220 W Edison Rd
Mishawaka IN 46536
(574) 259-0537
http://branches.onemainfinancial.com/in/mishawaka/220-west-edison.html
Springleaf Financial Services
5211 Grape Rd
Mishawaka IN 46536
(574) 272-5366
https://www.springleaf.com/branches/IN/Mishawaka/46545/387
Heights Finance Corporation
5808 Grape Rd
Mishawaka IN 46536
(574) 277-2010
customerservice@heightsfinance.com
Wells Fargo Home Mortgage
2410 Grape Rd
Mishawaka IN 46536
(574) 252-4008
http://www.wellsfargo.com/mortgage/
PNC Mortgage
310 W McKinley Ave
Mishawaka IN 46536
(574) 252-0013
http://pncmortgage.com
Address
220 W Edison Rd
Mishawaka IN
Contact
(574) 259-0537
http://branches.onemainfinancial.com/in/mishawaka/220-west-edison.html
Address
5211 Grape Rd
Mishawaka IN
Contact
(574) 272-5366
https://www.springleaf.com/branches/IN/Mishawaka/46545/387
Address
5808 Grape Rd
Mishawaka IN
Contact
(574) 277-2010
customerservice@heightsfinance.com