Compare Today’s Mortgage Rates for Mishawaka, Indiana

Pureloan searches mortgage lenders and major banks in Mishawaka, Indiana 46545 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,995 or $22 / month is expected in Mishawaka and other areas of St Joseph county.

Pureloan’s search engine explores all home mortgage options in Mishawaka, Indiana 46545, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Mishawaka, Indiana 46545

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Mishawaka, IN

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Mishawaka, IN 46545, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Mishawaka, IN

Historical Mortgage Rates for Mishawaka, Indiana 46545 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Mishawaka, Indiana and around St Joseph county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 82.29% 79.43% 84.04% 83.13% 87.33% 86.73% 89.10% 87.42%
avg mortgage rate 4.94% 4.67% 3.90% 3.98% 4.46% 4.12% 3.91% 4.15%
% 15 year fixed mortgage 13.57% 15.30% 12.99% 13.77% 9.80% 10.19% 8.38% 8.83%
avg mortgage rate 4.32% 3.88% 3.20% 3.18% 3.45% 3.28% 3.10% 3.29%
Avg credit score 764.42 763.11 763.52 758.95 754.09 756.38 752.89 753.16
Avg LTV (loan to value) 76.70% 78.95% 80.55% 81.19% 82.99% 82.44% 82.97% 81.60%
Avg DTI (debt to income) 30.40 30.15 29.63 31.00 31.86 31.54 32.46 33.09
% First time homebuyer 23.70% 25.85% 20.97% 25.39% 29.65% 28.22% 26.47% 25.61%
Avg mortgage insurance % 5.65% 7.88% 10.81% 11.55% 13.34% 13.17% 13.78% 12.11%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mishawaka, Indiana 46545

If you’re looking to buy a new home in Mishawaka, we have compiled a list of the leading mortgage brokers around Mishawaka, Indiana 46545 to help you with your search.

Name
Address
Contact

Van Dik Mortgage

126 Lincolnway E

Mishawaka IN 46545

(574) 252-2272

Countrywide Home Loans

620 W Edison Rd

Mishawaka IN 46545

(574) 254-4300

Cash In A Flash

501 W McKinley Ave

Mishawaka IN 46545

(574) 257-9948

Liberty Mortgage

509 W McKinley Ave

Mishawaka IN 46545

(574) 257-0629

Advantage Mortgage

3120 Hickory Rd

Mishawaka IN 46545

(574) 258-4900

http://advantagemtgcorp.com

Address

126 Lincolnway E

Mishawaka IN

Contact

(574) 252-2272

Address

620 W Edison Rd

Mishawaka IN

Contact

(574) 254-4300

Address

501 W McKinley Ave

Mishawaka IN

Contact

(574) 257-9948

News on Mortgages and Reverse Mortgages for Mishawaka, Indiana 46545