Compare Today’s Mortgage Rates in Mishawaka, Indiana 46545
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Mishawaka, Indiana 46545.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,376 over the lifetime of your 30-year fixed loan, or a monthly savings of $18 in Mishawaka and other areas of St Joseph county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Mishawaka, Indiana 46545
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Mishawaka, Indiana 46545
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mishawaka, IN 46545. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mishawaka, Indiana 46545 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mishawaka, Indiana and around St Joseph county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.99% | 93.61% | 91.23% | 88.56% | 87.92% | 83.92% | 79.39% | 77.94% | 79.00% |
avg mortgage rate | 6.80% | 4.86% | 3.13% | 3.49% | 4.48% | 4.73% | 4.21% | 3.88% | 4.09% |
% 15 year fixed mortgage | 4.06% | 4.82% | 6.81% | 9.04% | 9.32% | 12.32% | 15.85% | 17.57% | 16.42% |
avg mortgage rate | 6.21% | 3.77% | 2.54% | 2.92% | 3.87% | 4.08% | 3.37% | 3.04% | 3.20% |
Avg credit score | 742.67 | 762.88 | 756.20 | 758.91 | 751.08 | 749.28 | 747.78 | 749.33 | 759.68 |
Avg LTV (loan to value) | 85.43% | 85.41% | 85.42% | 84.44% | 84.32% | 81.82% | 83.20% | 83.42% | 83.13% |
Avg DTI (debt to income) | 35.64 | 33.76 | 32.21 | 32.24 | 32.71 | 32.33 | 31.51 | 31.01 | 30.47 |
% First time homebuyer | 49.64% | 42.73% | 38.22% | 37.17% | 37.40% | 30.08% | 30.21% | 28.65% | 27.29% |
Avg mortgage insurance % | 16.37% | 15.78% | 15.51% | 14.46% | 14.54% | 12.26% | 13.80% | 13.73% | 14.08% |
Best Mortgage Brokers around Mishawaka, Indiana 46545
For those searching for a new home in Mishawaka, we have compiled a list of the top mortgage brokers located in and around Mishawaka, Indiana 46545 to assist you with your search.
Name
Address
Contact
Van Dik Mortgage
126 Lincolnway E
Mishawaka IN 46545
(574) 252-2272
Countrywide Home Loans
620 W Edison Rd
Mishawaka IN 46545
(574) 254-4300
Cash In A Flash
501 W McKinley Ave
Mishawaka IN 46545
(574) 257-9948
Liberty Mortgage
509 W McKinley Ave
Mishawaka IN 46545
(574) 257-0629
Advantage Mortgage
3120 Hickory Rd
Mishawaka IN 46545
(574) 258-4900
http://advantagemtgcorp.com
Address
126 Lincolnway E
Mishawaka IN
Contact
(574) 252-2272
Address
620 W Edison Rd
Mishawaka IN
Contact
(574) 254-4300
Address
501 W McKinley Ave
Mishawaka IN
Contact
(574) 257-9948