Compare Today’s Mortgage Rates in Muncie, Indiana 47308
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Muncie, Indiana 47308.
Our search engine thoroughly explores all home mortgage options in Muncie, Indiana 47308, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,624 in lifetime cash or $13 per month in Muncie and other areas of Delaware county.
Summary of Average Mortgages in Muncie, Indiana 47308
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Interactive Mortgage Rate Projections for Muncie, Indiana 47308
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Muncie, IN 47308. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Muncie, Indiana 47308 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Muncie, Indiana and around Delaware county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.38% | 92.05% | 91.23% | 86.91% | 86.95% | 83.21% | 79.60% | 77.12% | 79.72% |
avg mortgage rate | 6.67% | 4.87% | 3.20% | 3.55% | 4.52% | 4.77% | 4.20% | 3.94% | 4.13% |
% 15 year fixed mortgage | 3.36% | 6.27% | 6.39% | 9.23% | 9.45% | 12.64% | 15.26% | 17.75% | 15.21% |
avg mortgage rate | 5.91% | 4.00% | 2.57% | 3.09% | 3.84% | 4.11% | 3.45% | 3.10% | 3.22% |
Avg credit score | 740.25 | 748.22 | 751.06 | 741.19 | 739.52 | 761.55 | 740.67 | 748.22 | 749.97 |
Avg LTV (loan to value) | 85.88% | 85.53% | 87.07% | 86.43% | 85.36% | 83.35% | 83.58% | 84.08% | 83.17% |
Avg DTI (debt to income) | 34.32 | 32.51 | 31.05 | 31.94 | 31.83 | 31.90 | 31.26 | 29.81 | 30.22 |
% First time homebuyer | 44.12% | 43.78% | 39.18% | 38.84% | 42.34% | 27.62% | 29.96% | 25.84% | 23.27% |
Avg mortgage insurance % | 15.87% | 15.59% | 17.20% | 16.33% | 14.53% | 13.81% | 12.90% | 13.53% | 12.26% |
Best Mortgage Brokers around Muncie, Indiana 47308
For those searching for a new home in Muncie, we have compiled a list of the top mortgage brokers located in and around Muncie, Indiana 47308 to assist you with your search.
Wells Fargo Home Mortgage
500 E Washington St
Muncie IN 47308
(765) 741-9125
robert.maund@abbotdowning.com
Reverse Mortgage Pro
119 S Walnut St
Muncie IN 47308
(765) 282-4538
http://www.reversemortgage.pro/
Ace Cash Express
3213 S Madison St
Muncie IN 47308
(765) 289-7000
customerservice@acecashexpress.com
Castlestone Of Delaware Cty
2200 W McGalliard Rd
Muncie IN 47308
(765) 284-8100
support@remax-texas.com
Wells Fargo Home Mortgage
708 S Tillotson Ave
Muncie IN 47308
(765) 741-9125
http://www.wellsfargo.com/mortgage/
Address
500 E Washington St
Muncie IN
Contact
(765) 741-9125
robert.maund@abbotdowning.com
Address
119 S Walnut St
Muncie IN
Contact
(765) 282-4538
http://www.reversemortgage.pro/
Address
3213 S Madison St
Muncie IN
Contact
(765) 289-7000
customerservice@acecashexpress.com