Compare Today’s Mortgage Rates in Rochester, Indiana 46975
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Rochester, Indiana 46975.
Our search engine thoroughly explores all home mortgage options in Rochester, Indiana 46975, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,956 in lifetime cash or $19 per month in Rochester and other areas of Fulton county.
41.065493
-86.231007
19845
Summary of Average Mortgages in Rochester, Indiana 46975
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Rochester, Indiana 46975
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Rochester, Indiana 46975
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rochester, IN 46975. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Rochester, Indiana 46975 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Rochester, Indiana and around Fulton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.04% | 90.08% | 88.56% | 86.63% | 89.38% | 84.40% | 80.29% | 81.34% | 77.47% |
avg mortgage rate | 6.76% | 4.88% | 3.17% | 3.52% | 4.55% | 4.79% | 4.23% | 3.94% | 4.13% |
% 15 year fixed mortgage | 7.05% | 7.47% | 8.10% | 8.59% | 8.00% | 10.46% | 14.23% | 14.73% | 16.46% |
avg mortgage rate | 5.98% | 3.99% | 2.48% | 3.01% | 3.94% | 4.19% | 3.38% | 3.15% | 3.29% |
Avg credit score | 766.75 | 784.44 | 741.37 | 752.14 | 747.70 | 742.71 | 739.03 | 739.52 | 743.27 |
Avg LTV (loan to value) | 87.10% | 84.69% | 85.89% | 85.87% | 87.29% | 84.06% | 83.49% | 86.43% | 85.01% |
Avg DTI (debt to income) | 34.82 | 33.46 | 31.13 | 31.73 | 32.63 | 32.06 | 31.96 | 30.58 | 29.83 |
% First time homebuyer | 52.28% | 42.78% | 39.07% | 36.20% | 42.34% | 30.85% | 31.20% | 30.84% | 35.70% |
Avg mortgage insurance % | 18.15% | 15.29% | 16.05% | 16.10% | 17.51% | 14.12% | 13.42% | 16.56% | 15.31% |
Best Mortgage Brokers around Rochester, Indiana 46975
For those searching for a new home in Rochester, we have compiled a list of the top mortgage brokers located in and around Rochester, Indiana 46975 to assist you with your search.
Name
Address
Contact
Bee Check Advance
701 E 9th St
Rochester IN 46975
(574) 223-4025
Wells Fargo Home Mortgage
202 E 9th St
Rochester IN 46975
(574) 223-7259
http://www.wellsfargo.com/mortgage/
Farm Credit Mid-America
2180 Southway 31
Rochester IN 46975
(574) 223-3518
webmaster@agribank.com
GVC Mortgage
230 S Main St
Upland IN 46975
(765) 998-9800
http://gvcmortgage.com
United Capital Mortgage
42 E High St
Lawrenceburg IN 46975
(812) 577-0677
Address
701 E 9th St
Rochester IN
Contact
(574) 223-4025
Address
202 E 9th St
Rochester IN
Contact
(574) 223-7259
http://www.wellsfargo.com/mortgage/
Address
2180 Southway 31
Rochester IN
Contact
(574) 223-3518
webmaster@agribank.com