Compare Today’s Mortgage Rates in South Bend, Indiana 46635
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in South Bend, Indiana 46635.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,044 over the lifetime of your 30-year fixed loan, or a monthly savings of $14 in South Bend and other areas of St Joseph county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in South Bend, Indiana 46635
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for South Bend, Indiana 46635
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in South Bend, IN 46635. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in South Bend, Indiana 46635 from 2024 - 2016
We have compiled mortgage rates charts for home loans in South Bend, Indiana and around St Joseph county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.84% | 91.66% | 90.93% | 90.30% | 89.73% | 87.46% | 86.57% | 89.11% | 87.05% |
avg mortgage rate | 6.42% | 4.66% | 3.03% | 3.37% | 4.42% | 4.65% | 4.20% | 3.92% | 4.12% |
% 15 year fixed mortgage | 6.05% | 6.94% | 7.54% | 7.89% | 8.27% | 9.98% | 10.48% | 8.46% | 9.97% |
avg mortgage rate | 5.58% | 3.73% | 2.44% | 2.87% | 3.78% | 3.99% | 3.39% | 3.09% | 3.27% |
Avg credit score | 753.65 | 763.04 | 760.68 | 759.57 | 757.59 | 755.69 | 752.42 | 756.80 | 756.35 |
Avg LTV (loan to value) | 79.93% | 81.14% | 82.19% | 83.25% | 82.00% | 81.53% | 81.72% | 83.09% | 82.48% |
Avg DTI (debt to income) | 36.06 | 34.36 | 32.38 | 32.87 | 33.89 | 33.58 | 32.96 | 32.47 | 31.57 |
% First time homebuyer | 41.26% | 37.99% | 33.18% | 33.88% | 30.53% | 29.10% | 27.86% | 26.99% | 29.11% |
Avg mortgage insurance % | 12.41% | 12.60% | 13.34% | 14.12% | 13.25% | 12.21% | 12.33% | 13.96% | 13.01% |
Best Mortgage Brokers around South Bend, Indiana 46635
For those searching for a new home in South Bend, we have compiled a list of the top mortgage brokers located in and around South Bend, Indiana 46635 to assist you with your search.
Name
Address
Contact
Renew
914 Lincoln Way W
South Bend IN 46635
(574) 287-3371
Van Camp Mortgage
1619 Miami St
South Bend IN 46635
(574) 288-2628
Dunbar Mortgage & Assoc
346 N Ironwood Dr
South Bend IN 46635
(574) 287-3500
http://www.dunbarmortgage.com
Mortgage Services of Michiana
3613 Mishawaka Ave
South Bend IN 46635
(574) 258-0160
1st Midwest Mortgage
316 N Ironwood Dr
South Bend IN 46635
(574) 287-1152
bill@1stmidwestmortgage.com
Address
914 Lincoln Way W
South Bend IN
Contact
(574) 287-3371
Address
1619 Miami St
South Bend IN
Contact
(574) 288-2628
Address
346 N Ironwood Dr
South Bend IN
Contact
(574) 287-3500
http://www.dunbarmortgage.com