Compare Today’s Mortgage Rates for South Bend, Indiana

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in South Bend, Indiana 46617. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,649 or $18 / month in South Bend and other areas of St Joseph county.

Our search engine explores all home mortgage options in South Bend, Indiana 46617, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in South Bend, Indiana 46617

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for South Bend, IN

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in South Bend, IN 46617, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for South Bend, IN

Historical Mortgage Rates for South Bend, Indiana 46617 from 2013 - 2020

We have compiled mortgage rate charts for home loans in South Bend, Indiana and around St Joseph county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 82.29% 79.43% 84.04% 83.13% 87.33% 86.73% 89.10% 87.42%
avg mortgage rate 4.94% 4.67% 3.90% 3.98% 4.46% 4.12% 3.91% 4.15%
% 15 year fixed mortgage 13.57% 15.30% 12.99% 13.77% 9.80% 10.19% 8.38% 8.83%
avg mortgage rate 4.32% 3.88% 3.20% 3.18% 3.45% 3.28% 3.10% 3.29%
Avg credit score 764.42 763.11 763.52 758.95 754.09 756.38 752.89 753.16
Avg LTV (loan to value) 76.70% 78.95% 80.55% 81.19% 82.99% 82.44% 82.97% 81.60%
Avg DTI (debt to income) 30.40 30.15 29.63 31.00 31.86 31.54 32.46 33.09
% First time homebuyer 23.70% 25.85% 20.97% 25.39% 29.65% 28.22% 26.47% 25.61%
Avg mortgage insurance % 5.65% 7.88% 10.81% 11.55% 13.34% 13.17% 13.78% 12.11%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around South Bend, Indiana 46617

If you’re looking to buy a new home in South Bend, we have compiled a list of the leading mortgage brokers around South Bend, Indiana 46617 to help you with your search.

Name
Address
Contact

Renew

914 Lincoln Way W

South Bend IN 46617

(574) 287-3371

Van Camp Mortgage

1619 Miami St

South Bend IN 46617

(574) 288-2628

Dunbar Mortgage & Assoc

346 N Ironwood Dr

South Bend IN 46617

(574) 287-3500

http://www.dunbarmortgage.com

Mortgage Services of Michiana

3613 Mishawaka Ave

South Bend IN 46617

(574) 258-0160

1st Midwest Mortgage

316 N Ironwood Dr

South Bend IN 46617

(574) 287-1152

bill@1stmidwestmortgage.com

Address

914 Lincoln Way W

South Bend IN

Contact

(574) 287-3371

Address

1619 Miami St

South Bend IN

Contact

(574) 288-2628

Address

346 N Ironwood Dr

South Bend IN

Contact

(574) 287-3500

http://www.dunbarmortgage.com

News on Mortgages and Reverse Mortgages for South Bend, Indiana 46617