Compare Today’s Mortgage Rates in Clay Center, Kansas 67432
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Clay Center, Kansas 67432.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,295 over the lifetime of your 30-year fixed loan, or a monthly savings of $9 in Clay Center and other areas of Clay county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
39.384354
-97.127793
29027
Summary of Average Mortgages in Clay Center, Kansas 67432
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Clay Center, Kansas 67432
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Clay Center, Kansas 67432
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Clay Center, KS 67432. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Clay Center, Kansas 67432 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Clay Center, Kansas and around Clay county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 100.00% | 81.16% | 82.61% | 75.86% | 78.00% | 67.39% | 66.67% | 81.40% | 66.67% |
| avg mortgage rate | 6.72% | 4.72% | 3.09% | 3.19% | 4.40% | 4.55% | 4.14% | 3.87% | 4.05% |
| % 15 year fixed mortgage | 14.49% | 11.96% | 17.24% | 16.00% | 30.43% | 14.81% | 11.63% | 25.00% | |
| avg mortgage rate | 3.75% | 2.51% | 2.61% | 3.69% | 4.17% | 3.19% | 3.13% | 3.20% | |
| Avg credit score | 744.62 | 743.39 | 746.91 | 738.55 | 745.96 | 746.22 | 744.37 | 747.14 | 749.77 |
| Avg LTV (loan to value) | 82.77% | 89.75% | 88.33% | 87.45% | 83.94% | 81.48% | 82.74% | 87.16% | 85.17% |
| Avg DTI (debt to income) | 36.62 | 33.33 | 31.84 | 32.10 | 32.14 | 29.85 | 32.74 | 32.51 | 31.13 |
| % First time homebuyer | 38.46% | 47.83% | 30.43% | 44.83% | 38.00% | 19.57% | 7.41% | 16.28% | 25.00% |
| Avg mortgage insurance % | 17.31% | 20.91% | 17.62% | 19.52% | 16.78% | 14.00% | 14.41% | 18.53% | 15.00% |
Best Mortgage Brokers around Clay Center, Kansas 67432
For those searching for a new home in Clay Center, we have compiled a list of the top mortgage brokers located in and around Clay Center, Kansas 67432 to assist you with your search.
Name
Address
Contact
Quik Pay
300 S 9th St
Salina KS 67432
(785) 820-8996
Speedy Cash
1220 W Crawford St
Salina KS 67432
(785) 309-0841
customerservice@speedycash.com
American Payday Loans
2520 S 9th St
Salina KS 67432
(785) 823-2525
http://www.moneymart.com/MM/default.asp
PrimeLending, A PlainsCapital Company
645 E Crawford St
Salina KS 67432
(800) 317-7463
https://lo.primelending.com/salinaks
Loanmax Title Loans
600 S Broadway Blvd
Salina KS 67432
(785) 493-8311
info@bbbnebraska.org
Address
300 S 9th St
Salina KS
Contact
(785) 820-8996
Address
1220 W Crawford St
Salina KS
Contact
(785) 309-0841
customerservice@speedycash.com
Address
2520 S 9th St
Salina KS
Contact
(785) 823-2525
http://www.moneymart.com/MM/default.asp