Compare Today’s Mortgage Rates in Gardner, Kansas 66030
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Gardner, Kansas 66030.
Our search engine thoroughly explores all home mortgage options in Gardner, Kansas 66030, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,273 in lifetime cash or $26 per month in Gardner and other areas of Johnson county.
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Summary of Average Mortgages in Gardner, Kansas 66030
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gardner, Kansas 66030
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gardner, KS 66030. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gardner, Kansas 66030 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gardner, Kansas and around Johnson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.92% | 93.28% | 93.37% | 92.44% | 91.77% | 88.83% | 87.40% | 89.00% | 88.21% |
avg mortgage rate | 6.48% | 4.62% | 3.01% | 3.32% | 4.35% | 4.59% | 4.17% | 3.86% | 4.03% |
% 15 year fixed mortgage | 2.86% | 5.33% | 5.19% | 6.07% | 6.19% | 8.24% | 10.00% | 8.79% | 9.24% |
avg mortgage rate | 6.06% | 3.65% | 2.39% | 2.83% | 3.78% | 4.02% | 3.42% | 3.03% | 3.24% |
Avg credit score | 751.95 | 775.79 | 759.42 | 758.06 | 753.31 | 763.21 | 760.25 | 754.03 | 757.54 |
Avg LTV (loan to value) | 82.43% | 82.83% | 84.15% | 84.89% | 84.23% | 81.35% | 83.19% | 83.59% | 83.76% |
Avg DTI (debt to income) | 37.93 | 35.29 | 33.90 | 33.86 | 34.98 | 33.42 | 33.45 | 32.69 | 32.04 |
% First time homebuyer | 46.15% | 38.40% | 37.60% | 37.78% | 39.04% | 27.41% | 26.49% | 30.50% | 31.89% |
Avg mortgage insurance % | 14.68% | 14.31% | 14.85% | 15.20% | 14.53% | 12.37% | 13.25% | 14.21% | 14.23% |
Best Mortgage Brokers around Gardner, Kansas 66030
For those searching for a new home in Gardner, we have compiled a list of the top mortgage brokers located in and around Gardner, Kansas 66030 to assist you with your search.
Name
Address
Contact
American Mortgage Exchange
214 W Warren St
Gardner KS 66030
(913) 856-6971
OneMain Financial
933 E Lincoln Ln
Gardner KS 66030
(913) 856-2147
http://www.onemainfinancial.com
Top Rents
526 E Main St
Gardner KS 66030
(913) 856-2340
joyceo@top-rents.com
RBC Mortgage
1000 Iowa St
Lawrence KS 66030
(785) 841-3843
Approved Mortgage
527 N Mur Len Rd
Olathe KS 66030
(913) 782-0001
loannow@swbell.net
Address
214 W Warren St
Gardner KS
Contact
(913) 856-6971
Address
933 E Lincoln Ln
Gardner KS
Contact
(913) 856-2147
http://www.onemainfinancial.com
Address
526 E Main St
Gardner KS
Contact
(913) 856-2340
joyceo@top-rents.com