Compare Today’s Mortgage Rates in Gorham, Kansas 67640
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Gorham, Kansas 67640.
Our search engine thoroughly explores all home mortgage options in Gorham, Kansas 67640, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,337 in lifetime cash or $9 per month in Gorham and other areas of Russell county.
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Summary of Average Mortgages in Gorham, Kansas 67640
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gorham, Kansas 67640
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gorham, KS 67640. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gorham, Kansas 67640 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gorham, Kansas and around Russell county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 100.00% | 81.16% | 82.61% | 75.86% | 78.00% | 67.39% | 66.67% | 81.40% | 66.67% |
| avg mortgage rate | 6.72% | 4.72% | 3.09% | 3.19% | 4.40% | 4.55% | 4.14% | 3.87% | 4.05% |
| % 15 year fixed mortgage | 14.49% | 11.96% | 17.24% | 16.00% | 30.43% | 14.81% | 11.63% | 25.00% | |
| avg mortgage rate | 3.75% | 2.51% | 2.61% | 3.69% | 4.17% | 3.19% | 3.13% | 3.20% | |
| Avg credit score | 744.62 | 743.39 | 746.91 | 738.55 | 745.96 | 746.22 | 744.37 | 747.14 | 749.77 |
| Avg LTV (loan to value) | 82.77% | 89.75% | 88.33% | 87.45% | 83.94% | 81.48% | 82.74% | 87.16% | 85.17% |
| Avg DTI (debt to income) | 36.62 | 33.33 | 31.84 | 32.10 | 32.14 | 29.85 | 32.74 | 32.51 | 31.13 |
| % First time homebuyer | 38.46% | 47.83% | 30.43% | 44.83% | 38.00% | 19.57% | 7.41% | 16.28% | 25.00% |
| Avg mortgage insurance % | 17.31% | 20.91% | 17.62% | 19.52% | 16.78% | 14.00% | 14.41% | 18.53% | 15.00% |
Best Mortgage Brokers around Gorham, Kansas 67640
For those searching for a new home in Gorham, we have compiled a list of the top mortgage brokers located in and around Gorham, Kansas 67640 to assist you with your search.
Name
Address
Contact
Northwest Kansas Planning & Development
319 N Pomeroy Ave
Hill City KS 67640
(785) 421-2151
nwkpdc@ruraltel.net
Pioneer Country Development
317 N Pomeroy Ave
Hill City KS 67640
(785) 421-3488
OneMain Financial
1218 E 27th St
Hays KS 67640
(785) 625-6352
http://branches.onemainfinancial.com/ks/hays/1218-east-27th-street.html
Check 'n Go
4333 Vine St
Hays KS 67640
(785) 623-2830
comments@checkngo.com
First Assured Mortgage
1011 W 27th St
Hays KS 67640
(785) 621-4447
http://www.firstassuredmortgage.com/
Address
319 N Pomeroy Ave
Hill City KS
Contact
(785) 421-2151
nwkpdc@ruraltel.net
Address
317 N Pomeroy Ave
Hill City KS
Contact
(785) 421-3488
Address
1218 E 27th St
Hays KS
Contact
(785) 625-6352
http://branches.onemainfinancial.com/ks/hays/1218-east-27th-street.html