Compare Today’s Mortgage Rates in Hays, Kansas 67601
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Hays, Kansas 67601.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,373 over the lifetime of your 30-year fixed loan, or a monthly savings of $20 in Hays and other areas of Ellis county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Hays, Kansas 67601
Become a certified mortgage expert on Pureloan.com
in Hays, Kansas 67601
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Hays, Kansas 67601
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hays, KS 67601. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hays, Kansas 67601 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hays, Kansas and around Ellis county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 100.00% | 81.16% | 82.61% | 75.86% | 78.00% | 67.39% | 66.67% | 81.40% | 66.67% |
avg mortgage rate | 6.72% | 4.72% | 3.09% | 3.19% | 4.40% | 4.55% | 4.14% | 3.87% | 4.05% |
% 15 year fixed mortgage | 14.49% | 11.96% | 17.24% | 16.00% | 30.43% | 14.81% | 11.63% | 25.00% | |
avg mortgage rate | 3.75% | 2.51% | 2.61% | 3.69% | 4.17% | 3.19% | 3.13% | 3.20% | |
Avg credit score | 744.62 | 743.39 | 746.91 | 738.55 | 745.96 | 746.22 | 744.37 | 747.14 | 749.77 |
Avg LTV (loan to value) | 82.77% | 89.75% | 88.33% | 87.45% | 83.94% | 81.48% | 82.74% | 87.16% | 85.17% |
Avg DTI (debt to income) | 36.62 | 33.33 | 31.84 | 32.10 | 32.14 | 29.85 | 32.74 | 32.51 | 31.13 |
% First time homebuyer | 38.46% | 47.83% | 30.43% | 44.83% | 38.00% | 19.57% | 7.41% | 16.28% | 25.00% |
Avg mortgage insurance % | 17.31% | 20.91% | 17.62% | 19.52% | 16.78% | 14.00% | 14.41% | 18.53% | 15.00% |
Best Mortgage Brokers around Hays, Kansas 67601
For those searching for a new home in Hays, we have compiled a list of the top mortgage brokers located in and around Hays, Kansas 67601 to assist you with your search.
First Assured Mortgage
2809 Hall St
Hays KS 67601
(785) 628-2644
patrickt@firstassuredmortgage.com
Western Credit
103 E 27th St
Hays KS 67601
(785) 628-6669
wcsalina@cbok.com
Wells Fargo Home Mortgage
205 E 7th St
Hays KS 67601
(785) 628-0637
http://www.wellsfargo.com/mortgage/
Mortgage Sources
1007 Cody Ave
Hays KS 67601
(785) 628-2644
http://www.usloan.net
Mortgage Sources
2809 Hall St
Hays KS 67601
(785) 628-2644
dan.murphy.b6r9@statefarm.com
Address
2809 Hall St
Hays KS
Contact
(785) 628-2644
patrickt@firstassuredmortgage.com
Address
103 E 27th St
Hays KS
Contact
(785) 628-6669
wcsalina@cbok.com
Address
205 E 7th St
Hays KS
Contact
(785) 628-0637
http://www.wellsfargo.com/mortgage/