Compare Today’s Mortgage Rates in Sterling, Kansas 67579
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Sterling, Kansas 67579.
Our search engine thoroughly explores all home mortgage options in Sterling, Kansas 67579, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,879 in lifetime cash or $11 per month in Sterling and other areas of Rice county.
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Summary of Average Mortgages in Sterling, Kansas 67579
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Sterling, Kansas 67579
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sterling, KS 67579. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sterling, Kansas 67579 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sterling, Kansas and around Rice county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 83.08% | 82.56% | 84.17% | 80.30% | 77.31% | 70.53% | 77.39% | 75.17% | 70.39% |
| avg mortgage rate | 6.56% | 5.01% | 3.10% | 3.32% | 4.65% | 4.88% | 4.26% | 3.90% | 4.10% |
| % 15 year fixed mortgage | 13.85% | 15.90% | 12.50% | 14.14% | 17.65% | 20.00% | 16.52% | 22.07% | 18.42% |
| avg mortgage rate | 5.94% | 3.76% | 2.50% | 2.74% | 3.98% | 4.19% | 3.48% | 3.18% | 3.23% |
| Avg credit score | 744.85 | 838.57 | 778.20 | 745.29 | 741.49 | 843.94 | 740.57 | 743.91 | 748.18 |
| Avg LTV (loan to value) | 82.58% | 85.57% | 85.99% | 86.04% | 87.65% | 83.52% | 85.37% | 84.82% | 82.51% |
| Avg DTI (debt to income) | 32.69 | 34.12 | 32.40 | 32.01 | 33.42 | 32.64 | 32.23 | 31.51 | 30.58 |
| % First time homebuyer | 35.38% | 32.82% | 30.42% | 31.82% | 41.18% | 23.16% | 23.48% | 26.21% | 23.68% |
| Avg mortgage insurance % | 14.97% | 15.46% | 17.34% | 17.05% | 17.75% | 13.36% | 15.33% | 14.06% | 12.41% |
Best Mortgage Brokers around Sterling, Kansas 67579
For those searching for a new home in Sterling, we have compiled a list of the top mortgage brokers located in and around Sterling, Kansas 67579 to assist you with your search.
Name
Address
Contact
OneMain Financial
1218 E 27th St
Hays KS 67579
(785) 625-6352
http://branches.onemainfinancial.com/ks/hays/1218-east-27th-street.html
Check 'n Go
4333 Vine St
Hays KS 67579
(785) 623-2830
comments@checkngo.com
First Assured Mortgage
1011 W 27th St
Hays KS 67579
(785) 621-4447
http://www.firstassuredmortgage.com/
Priority Mortgage Solutions
205 E 13th St
Hays KS 67579
(785) 623-4462
http://www.priorityms.com
Loanmax Title Loans
1901 Vine St
Hays KS 67579
(785) 261-9169
comments@checkngo.com
Address
1218 E 27th St
Hays KS
Contact
(785) 625-6352
http://branches.onemainfinancial.com/ks/hays/1218-east-27th-street.html
Address
4333 Vine St
Hays KS
Contact
(785) 623-2830
comments@checkngo.com
Address
1011 W 27th St
Hays KS
Contact
(785) 621-4447
http://www.firstassuredmortgage.com/