Compare Today’s Mortgage Rates in Fairdale, Kentucky 40118
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Fairdale, Kentucky 40118.
Our search engine thoroughly explores all home mortgage options in Fairdale, Kentucky 40118, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,013 in lifetime cash or $14 per month in Fairdale and other areas of Jefferson county.
Summary of Average Mortgages in Fairdale, Kentucky 40118
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Interactive Mortgage Rate Projections for Fairdale, Kentucky 40118
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Fairdale, KY 40118. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Fairdale, Kentucky 40118 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Fairdale, Kentucky and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.56% | 92.62% | 92.83% | 91.46% | 89.20% | 88.15% | 82.75% | 82.40% | 80.48% |
avg mortgage rate | 6.55% | 4.63% | 3.05% | 3.38% | 4.41% | 4.68% | 4.24% | 3.87% | 4.12% |
% 15 year fixed mortgage | 4.08% | 5.94% | 5.08% | 6.02% | 7.29% | 8.81% | 14.33% | 14.08% | 14.74% |
avg mortgage rate | 5.92% | 4.12% | 2.54% | 2.79% | 3.72% | 4.05% | 3.46% | 3.09% | 3.26% |
Avg credit score | 748.02 | 768.60 | 749.35 | 753.22 | 751.77 | 753.52 | 753.46 | 755.00 | 757.40 |
Avg LTV (loan to value) | 76.52% | 80.58% | 82.55% | 82.75% | 82.40% | 80.31% | 81.11% | 81.19% | 80.44% |
Avg DTI (debt to income) | 34.82 | 34.90 | 33.06 | 32.87 | 34.20 | 33.72 | 32.96 | 31.08 | 31.46 |
% First time homebuyer | 37.41% | 34.43% | 28.40% | 28.35% | 29.15% | 21.88% | 21.05% | 20.23% | 21.12% |
Avg mortgage insurance % | 10.94% | 12.61% | 12.24% | 13.60% | 13.78% | 10.55% | 11.46% | 11.38% | 10.71% |
Best Mortgage Brokers around Fairdale, Kentucky 40118
For those searching for a new home in Fairdale, we have compiled a list of the top mortgage brokers located in and around Fairdale, Kentucky 40118 to assist you with your search.
Springleaf Financial Services
1705 Highway 44 E
Shepherdsville KY 40118
(502) 921-0427
compliancehelpline@slfs.com
PNC Mortgage
262 Adam Shepherd Pkwy
Shepherdsville KY 40118
(502) 215-1401
http://www.pncmortgage.com
Key Credit Corporation
445 Highway 44 E
Shepherdsville KY 40118
(502) 957-5053
keyloan@aol.com
Mortgage Lenders
3393 Burkland Blvd
Shepherdsville KY 40118
(502) 957-7787
http://www.Hbnc.com
American General Financial Svc
1705 Highway 44 E
Shepherdsville KY 40118
(502) 921-0427
http://www.loansfast.com
Address
1705 Highway 44 E
Shepherdsville KY
Contact
(502) 921-0427
compliancehelpline@slfs.com
Address
262 Adam Shepherd Pkwy
Shepherdsville KY
Contact
(502) 215-1401
http://www.pncmortgage.com
Address
445 Highway 44 E
Shepherdsville KY
Contact
(502) 957-5053
keyloan@aol.com