Compare Today’s Mortgage Rates in Germantown, Kentucky 41044
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Germantown, Kentucky 41044.
Our search engine thoroughly explores all home mortgage options in Germantown, Kentucky 41044, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,338 in lifetime cash or $6 per month in Germantown and other areas of Bracken county.
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Summary of Average Mortgages in Germantown, Kentucky 41044
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Germantown, Kentucky 41044
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Germantown, KY 41044. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Germantown, Kentucky 41044 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Germantown, Kentucky and around Bracken county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.84% | 92.28% | 92.46% | 90.07% | 88.36% | 83.95% | 83.66% | 84.91% | 84.50% |
| avg mortgage rate | 6.41% | 4.56% | 3.01% | 3.36% | 4.37% | 4.64% | 4.20% | 3.94% | 4.11% |
| % 15 year fixed mortgage | 4.47% | 6.07% | 6.15% | 8.14% | 9.62% | 11.75% | 12.13% | 12.33% | 11.79% |
| avg mortgage rate | 5.63% | 3.55% | 2.47% | 2.88% | 3.80% | 3.96% | 3.32% | 2.98% | 3.16% |
| Avg credit score | 749.68 | 757.65 | 756.14 | 759.94 | 756.86 | 752.26 | 755.41 | 754.14 | 756.00 |
| Avg LTV (loan to value) | 81.14% | 82.53% | 83.40% | 84.14% | 83.06% | 81.29% | 82.60% | 82.64% | 83.44% |
| Avg DTI (debt to income) | 36.00 | 34.56 | 32.58 | 32.97 | 33.10 | 33.14 | 32.51 | 32.21 | 31.55 |
| % First time homebuyer | 41.45% | 36.52% | 34.69% | 35.71% | 32.54% | 26.53% | 28.84% | 30.57% | 30.07% |
| Avg mortgage insurance % | 13.58% | 13.89% | 13.63% | 14.54% | 13.76% | 12.25% | 13.03% | 13.58% | 14.02% |
Best Mortgage Brokers around Germantown, Kentucky 41044
For those searching for a new home in Germantown, we have compiled a list of the top mortgage brokers located in and around Germantown, Kentucky 41044 to assist you with your search.
Name
Address
Contact
Eagle Financial Services
7791 Dixie Hwy
Florence KY 41044
(859) 525-9725
http://eaglefinanceky.com
C & C Mortgage
236 Main St
Florence KY 41044
(859) 344-8899
Allied Financial Solutions
7103 Turfway Rd
Florence KY 41044
(859) 525-8831
alliedfsharry@fuse.net
C & C Mortgage
7415 Burlington Pike
Florence KY 41044
(859) 283-9000
collensmark@aol.com
OneMain Financial
7118 Turfway Rd
Florence KY 41044
(859) 371-3300
http://branches.onemainfinancial.com/ky/florence/7118-turfway-road.html
Address
7791 Dixie Hwy
Florence KY
Contact
(859) 525-9725
http://eaglefinanceky.com
Address
236 Main St
Florence KY
Contact
(859) 344-8899
Address
7103 Turfway Rd
Florence KY
Contact
(859) 525-8831
alliedfsharry@fuse.net