Compare Today’s Mortgage Rates in Manchester, Kentucky 40962
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Manchester, Kentucky 40962.
Our search engine thoroughly explores all home mortgage options in Manchester, Kentucky 40962, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,190 in lifetime cash or $14 per month in Manchester and other areas of Clay county.
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Summary of Average Mortgages in Manchester, Kentucky 40962
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Manchester, Kentucky 40962
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Manchester, KY 40962. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Manchester, Kentucky 40962 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Manchester, Kentucky and around Clay county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.56% | 92.62% | 92.83% | 91.46% | 89.20% | 88.15% | 82.75% | 82.40% | 80.48% |
avg mortgage rate | 6.55% | 4.63% | 3.05% | 3.38% | 4.41% | 4.68% | 4.24% | 3.87% | 4.12% |
% 15 year fixed mortgage | 4.08% | 5.94% | 5.08% | 6.02% | 7.29% | 8.81% | 14.33% | 14.08% | 14.74% |
avg mortgage rate | 5.92% | 4.12% | 2.54% | 2.79% | 3.72% | 4.05% | 3.46% | 3.09% | 3.26% |
Avg credit score | 748.02 | 768.60 | 749.35 | 753.22 | 751.77 | 753.52 | 753.46 | 755.00 | 757.40 |
Avg LTV (loan to value) | 76.52% | 80.58% | 82.55% | 82.75% | 82.40% | 80.31% | 81.11% | 81.19% | 80.44% |
Avg DTI (debt to income) | 34.82 | 34.90 | 33.06 | 32.87 | 34.20 | 33.72 | 32.96 | 31.08 | 31.46 |
% First time homebuyer | 37.41% | 34.43% | 28.40% | 28.35% | 29.15% | 21.88% | 21.05% | 20.23% | 21.12% |
Avg mortgage insurance % | 10.94% | 12.61% | 12.24% | 13.60% | 13.78% | 10.55% | 11.46% | 11.38% | 10.71% |
Best Mortgage Brokers around Manchester, Kentucky 40962
For those searching for a new home in Manchester, we have compiled a list of the top mortgage brokers located in and around Manchester, Kentucky 40962 to assist you with your search.
Name
Address
Contact
New Manchester Finance Co.
309 Bridge St
Manchester KY 40962
(606) 598-2164
Central Financial Service
Highway 421
Manchester KY 40962
(606) 599-9773
World Finance Corporation
325 N 12th St
Middlesboro KY 40962
(606) 248-1620
http://www.worldacceptance.com
Eagle Financial Services
7791 Dixie Hwy
Florence KY 40962
(859) 525-9725
http://eaglefinanceky.com
C & C Mortgage
236 Main St
Florence KY 40962
(859) 344-8899
Address
309 Bridge St
Manchester KY
Contact
(606) 598-2164
Address
Highway 421
Manchester KY
Contact
(606) 599-9773
Address
325 N 12th St
Middlesboro KY
Contact
(606) 248-1620
http://www.worldacceptance.com