Compare Today’s Mortgage Rates in Paris, Kentucky 40361
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Paris, Kentucky 40361.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Paris, Kentucky 40361. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,111 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Paris and other areas of Bourbon county.
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Summary of Average Mortgages in Paris, Kentucky 40361
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Paris, Kentucky 40361
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Paris, KY 40361. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Paris, Kentucky 40361 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Paris, Kentucky and around Bourbon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.40% | 92.71% | 92.50% | 90.23% | 88.83% | 87.00% | 87.26% | 84.96% | 83.98% |
| avg mortgage rate | 6.48% | 4.66% | 3.01% | 3.37% | 4.36% | 4.60% | 4.17% | 3.84% | 4.08% |
| % 15 year fixed mortgage | 4.85% | 4.79% | 6.06% | 6.79% | 7.64% | 10.24% | 9.28% | 10.95% | 12.50% |
| avg mortgage rate | 5.61% | 3.72% | 2.36% | 2.83% | 3.73% | 3.97% | 3.31% | 3.00% | 3.24% |
| Avg credit score | 751.91 | 747.48 | 767.69 | 752.73 | 750.92 | 752.31 | 749.99 | 757.22 | 758.96 |
| Avg LTV (loan to value) | 80.40% | 80.76% | 82.26% | 82.35% | 81.22% | 78.35% | 80.57% | 81.27% | 80.19% |
| Avg DTI (debt to income) | 36.22 | 35.39 | 32.91 | 33.22 | 32.91 | 32.72 | 32.57 | 31.24 | 30.66 |
| % First time homebuyer | 41.04% | 34.90% | 31.66% | 26.88% | 26.34% | 19.50% | 20.36% | 18.83% | 17.77% |
| Avg mortgage insurance % | 13.30% | 12.58% | 12.69% | 12.69% | 11.91% | 9.51% | 10.97% | 11.15% | 10.59% |
Best Mortgage Brokers around Paris, Kentucky 40361
For those searching for a new home in Paris, we have compiled a list of the top mortgage brokers located in and around Paris, Kentucky 40361 to assist you with your search.
Name
Address
Contact
American General Financial Svc
1826 Main St
Paris KY 40361
(859) 987-3747
http://www.loansfast.com
AG Credit
201 Commerce Dr
Paris KY 40361
(859) 987-4344
http://www.agcreditonline.com/
Community Ventures
509 High St
Paris KY 40361
(859) 340-4028
http://cvcky.org
Springleaf Financial Services
1826 Main St
Paris KY 40361
(859) 987-3747
compliancehelpline@slfs.com
Address
1826 Main St
Paris KY
Contact
(859) 987-3747
http://www.loansfast.com
Address
201 Commerce Dr
Paris KY
Contact
(859) 987-4344
http://www.agcreditonline.com/
Address
509 High St
Paris KY
Contact
(859) 340-4028
http://cvcky.org