Compare Today’s Mortgage Rates in Preston, Kentucky 40366
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Preston, Kentucky 40366.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Preston, Kentucky 40366. For a 30-year fixed loan, our calculations show that you can expect to save up to $6,487 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Preston and other areas of Bath county.
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Summary of Average Mortgages in Preston, Kentucky 40366
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Preston, Kentucky 40366
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Preston, KY 40366. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Preston, Kentucky 40366 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Preston, Kentucky and around Bath county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.40% | 92.71% | 92.50% | 90.23% | 88.83% | 87.00% | 87.26% | 84.96% | 83.98% |
| avg mortgage rate | 6.48% | 4.66% | 3.01% | 3.37% | 4.36% | 4.60% | 4.17% | 3.84% | 4.08% |
| % 15 year fixed mortgage | 4.85% | 4.79% | 6.06% | 6.79% | 7.64% | 10.24% | 9.28% | 10.95% | 12.50% |
| avg mortgage rate | 5.61% | 3.72% | 2.36% | 2.83% | 3.73% | 3.97% | 3.31% | 3.00% | 3.24% |
| Avg credit score | 751.91 | 747.48 | 767.69 | 752.73 | 750.92 | 752.31 | 749.99 | 757.22 | 758.96 |
| Avg LTV (loan to value) | 80.40% | 80.76% | 82.26% | 82.35% | 81.22% | 78.35% | 80.57% | 81.27% | 80.19% |
| Avg DTI (debt to income) | 36.22 | 35.39 | 32.91 | 33.22 | 32.91 | 32.72 | 32.57 | 31.24 | 30.66 |
| % First time homebuyer | 41.04% | 34.90% | 31.66% | 26.88% | 26.34% | 19.50% | 20.36% | 18.83% | 17.77% |
| Avg mortgage insurance % | 13.30% | 12.58% | 12.69% | 12.69% | 11.91% | 9.51% | 10.97% | 11.15% | 10.59% |
Best Mortgage Brokers around Preston, Kentucky 40366
For those searching for a new home in Preston, we have compiled a list of the top mortgage brokers located in and around Preston, Kentucky 40366 to assist you with your search.
Name
Address
Contact
Firstar Home Mortgage
200 E Main St
Richmond KY 40366
(859) 623-2588
Star Mortgage
5011 Atwood Dr
Richmond KY 40366
(859) 625-7827
beverlymaybrier@hotmail.com
First South Credit of Madison County
610 Big Hill Ave
Richmond KY 40366
(859) 625-1300
Stockton Mortgage Corporation
100 Keystone Dr
Richmond KY 40366
(859) 626-4400
http://www.smcapproved.com/
Springleaf Financial Services
843 Eastern Byp
Richmond KY 40366
(859) 623-5924
compliancehelpline@slfs.com
Address
200 E Main St
Richmond KY
Contact
(859) 623-2588
Address
5011 Atwood Dr
Richmond KY
Contact
(859) 625-7827
beverlymaybrier@hotmail.com
Address
610 Big Hill Ave
Richmond KY
Contact
(859) 625-1300