Compare Today’s Mortgage Rates in Saint Francis, Kentucky 40062
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Saint Francis, Kentucky 40062.
Our search engine thoroughly explores all home mortgage options in Saint Francis, Kentucky 40062, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,666 in lifetime cash or $21 per month in Saint Francis and other areas of Marion county.
Summary of Average Mortgages in Saint Francis, Kentucky 40062
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Interactive Mortgage Rate Projections for Saint Francis, Kentucky 40062
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saint Francis, KY 40062. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saint Francis, Kentucky 40062 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saint Francis, Kentucky and around Marion county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.55% | 92.11% | 91.74% | 89.56% | 89.28% | 88.55% | 88.11% | 86.95% | 85.34% |
| avg mortgage rate | 6.38% | 4.56% | 2.99% | 3.35% | 4.40% | 4.61% | 4.17% | 3.89% | 4.09% |
| % 15 year fixed mortgage | 5.73% | 5.98% | 6.52% | 7.76% | 6.63% | 8.69% | 8.99% | 9.75% | 9.89% |
| avg mortgage rate | 5.61% | 3.73% | 2.39% | 2.83% | 3.75% | 3.95% | 3.37% | 3.08% | 3.24% |
| Avg credit score | 751.73 | 759.31 | 760.35 | 772.28 | 773.16 | 752.28 | 754.25 | 751.25 | 757.80 |
| Avg LTV (loan to value) | 78.49% | 79.84% | 81.20% | 81.00% | 80.46% | 78.28% | 79.70% | 80.42% | 79.13% |
| Avg DTI (debt to income) | 36.13 | 35.39 | 33.63 | 33.13 | 34.67 | 34.06 | 33.63 | 32.53 | 32.87 |
| % First time homebuyer | 33.69% | 29.84% | 27.65% | 22.61% | 24.86% | 19.45% | 16.16% | 17.30% | 15.55% |
| Avg mortgage insurance % | 11.28% | 11.72% | 12.28% | 12.11% | 12.37% | 10.27% | 11.12% | 11.51% | 11.12% |
Best Mortgage Brokers around Saint Francis, Kentucky 40062
For those searching for a new home in Saint Francis, we have compiled a list of the top mortgage brokers located in and around Saint Francis, Kentucky 40062 to assist you with your search.
OneMain Financial
30 Mack Walters Rd
Shelbyville KY 40062
(502) 633-3136
http://branches.onemainfinancial.com/ky/shelbyville/30-mack-walter-road.html
World Finance
215 Boone Station Rd
Shelbyville KY 40062
(502) 647-5940
http://www.worldacceptance.com
Farm Credit Service
1203 Mount Eden Rd
Shelbyville KY 40062
(502) 633-1420
http://www.e-farmcredit.com
American Mortgage Solutions
909 Main St
Shelbyville KY 40062
(502) 633-1262
http://www.loansolutionsnow.com
Farm Credit Mid-America
1203 Mount Eden Rd
Shelbyville KY 40062
(502) 633-1420
https://e-farmcredit.com/
Address
30 Mack Walters Rd
Shelbyville KY
Contact
(502) 633-3136
http://branches.onemainfinancial.com/ky/shelbyville/30-mack-walter-road.html
Address
215 Boone Station Rd
Shelbyville KY
Contact
(502) 647-5940
http://www.worldacceptance.com
Address
1203 Mount Eden Rd
Shelbyville KY
Contact
(502) 633-1420
http://www.e-farmcredit.com