Compare Today’s Mortgage Rates in Stanley, Kentucky 42375
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Stanley, Kentucky 42375.
Our search engine thoroughly explores all home mortgage options in Stanley, Kentucky 42375, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,033 in lifetime cash or $33 per month in Stanley and other areas of Spencer county.
Summary of Average Mortgages in Stanley, Kentucky 42375
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Interactive Mortgage Rate Projections for Stanley, Kentucky 42375
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stanley, KY 42375. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stanley, Kentucky 42375 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stanley, Kentucky and around Spencer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.49% | 89.01% | 90.48% | 90.22% | 86.69% | 84.84% | 84.04% | 79.45% | 80.85% |
| avg mortgage rate | 6.53% | 4.88% | 3.08% | 3.42% | 4.47% | 4.62% | 4.19% | 3.90% | 4.10% |
| % 15 year fixed mortgage | 3.01% | 7.97% | 7.17% | 6.85% | 9.15% | 11.44% | 9.86% | 13.78% | 14.89% |
| avg mortgage rate | 6.19% | 4.21% | 2.57% | 2.89% | 3.75% | 3.98% | 3.22% | 3.10% | 3.30% |
| Avg credit score | 750.06 | 747.18 | 746.66 | 751.09 | 745.58 | 799.02 | 748.23 | 752.78 | 753.18 |
| Avg LTV (loan to value) | 80.84% | 81.37% | 82.87% | 82.87% | 81.99% | 80.04% | 81.77% | 80.78% | 80.27% |
| Avg DTI (debt to income) | 35.02 | 33.63 | 32.76 | 32.32 | 32.85 | 31.38 | 31.89 | 29.78 | 30.59 |
| % First time homebuyer | 27.07% | 35.34% | 21.23% | 28.96% | 31.81% | 28.19% | 23.00% | 20.55% | 24.73% |
| Avg mortgage insurance % | 12.62% | 12.98% | 13.50% | 14.66% | 11.66% | 11.36% | 11.95% | 11.52% | 10.82% |
Best Mortgage Brokers around Stanley, Kentucky 42375
For those searching for a new home in Stanley, we have compiled a list of the top mortgage brokers located in and around Stanley, Kentucky 42375 to assist you with your search.
OneMain Financial
1900 US Highway 41 N
Henderson KY 42375
(270) 826-9513
wecare@afsindia.com
Springleaf Financial Services
708 2nd St
Henderson KY 42375
(270) 826-9551
https://www.springleaf.com/branches/KY/Henderson/42420/484
Fast Payday Loans of Kentucky
1309 S Green St
Henderson KY 42375
(270) 854-1121
http://www.FastPaydayLoansKentuckyInc.com
World Finance
2606 Zion Rd
Henderson KY 42375
(270) 869-9797
http://www.worldacceptance.com
Mortgage Network North America
126 N Main St
Henderson KY 42375
(270) 831-1822
bdenton@areaband.com
Address
1900 US Highway 41 N
Henderson KY
Contact
(270) 826-9513
wecare@afsindia.com
Address
708 2nd St
Henderson KY
Contact
(270) 826-9551
https://www.springleaf.com/branches/KY/Henderson/42420/484
Address
1309 S Green St
Henderson KY
Contact
(270) 854-1121
http://www.FastPaydayLoansKentuckyInc.com