Compare Today’s Mortgage Rates for Baton Rouge, Louisiana
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Baton Rouge, Louisiana 70807. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,979 or $25 / month in Baton Rouge and surrounding areas of East Baton Rouge county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Baton Rouge, Louisiana 70807.
Summary of Average Mortgage Terms in Baton Rouge, Louisiana 70807
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Baton Rouge, LA
To forecast and predict mortgage rates in Baton Rouge, LA 70807, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Baton Rouge, Louisiana 70807 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Baton Rouge, Louisiana and around East Baton Rouge county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.41% | 92.09% | 86.86% | 87.95% | 91.80% | 88.97% | 90.79% | 90.18% |
| avg mortgage rate | 4.93% | 4.73% | 3.89% | 3.93% | 4.48% | 4.13% | 3.98% | 4.13% |
| % 15 year fixed mortgage | 9.09% | 6.47% | 9.49% | 8.48% | 6.56% | 9.13% | 6.58% | 6.25% |
| avg mortgage rate | 4.29% | 4.01% | 3.27% | 3.08% | 3.49% | 3.34% | 3.32% | 3.79% |
| Avg credit score | 752.68 | 749.68 | 749.99 | 749.11 | 745.10 | 741.27 | 744.80 | 747.46 |
| Avg LTV (loan to value) | 75.06% | 79.22% | 82.02% | 81.84% | 84.06% | 83.20% | 83.45% | 80.18% |
| Avg DTI (debt to income) | 32.13 | 32.58 | 31.87 | 32.53 | 33.19 | 32.17 | 33.40 | 33.40 |
| % First time homebuyer | 32.17% | 27.34% | 29.93% | 36.61% | 36.07% | 29.66% | 29.39% | 27.68% |
| Avg mortgage insurance % | 5.87% | 7.81% | 10.99% | 12.21% | 14.67% | 14.02% | 13.42% | 9.45% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Baton Rouge, Louisiana 70807
If you’re looking to buy a new home in Baton Rouge, we have compiled a list of the leading mortgage brokers around Baton Rouge, Louisiana 70807 to help you with your search.
Name
Address
Contact
Capital One Bank
275 River Rd S
Baton Rouge LA 70807
(225) 343-0967
IBERIABANK Mortgage
3700 Essen Ln
Baton Rouge LA 70807
(225) 923-4424
http://www.iberiabank.com
Assurance Financial
4884 Bluebonnet Blvd
Baton Rouge LA 70807
(225) 218-9746
employment@lendtheway.com
Republic Finance
7031 Commerce Cir
Baton Rouge LA 70807
(225) 927-0005
http://www.REPUBLICFINANCE.com
Network Funding
8762 Quarters Lake Rd
Baton Rouge LA 70807
(225) 922-7727
http://nflp.com
Address
275 River Rd S
Baton Rouge LA
Contact
(225) 343-0967
Address
3700 Essen Ln
Baton Rouge LA
Contact
(225) 923-4424
http://www.iberiabank.com
Address
4884 Bluebonnet Blvd
Baton Rouge LA
Contact
(225) 218-9746
employment@lendtheway.com