Compare Today’s Mortgage Rates for Baton Rouge, Louisiana
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Baton Rouge, Louisiana 70807. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,798 or $8 / month in Baton Rouge and surrounding areas of East Baton Rouge county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Baton Rouge, Louisiana 70807.
Summary of Average Mortgage Terms in Baton Rouge, Louisiana 70807
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Baton Rouge, LA
To forecast and predict mortgage rates in Baton Rouge, LA 70807, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Baton Rouge, Louisiana 70807 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Baton Rouge, Louisiana and around East Baton Rouge county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.41% | 92.09% | 86.86% | 87.95% | 91.80% | 88.97% | 90.79% | 90.18% |
| avg mortgage rate | 4.93% | 4.73% | 3.89% | 3.93% | 4.48% | 4.13% | 3.98% | 4.13% |
| % 15 year fixed mortgage | 9.09% | 6.47% | 9.49% | 8.48% | 6.56% | 9.13% | 6.58% | 6.25% |
| avg mortgage rate | 4.29% | 4.01% | 3.27% | 3.08% | 3.49% | 3.34% | 3.32% | 3.79% |
| Avg credit score | 752.68 | 749.68 | 749.99 | 749.11 | 745.10 | 741.27 | 744.80 | 747.46 |
| Avg LTV (loan to value) | 75.06% | 79.22% | 82.02% | 81.84% | 84.06% | 83.20% | 83.45% | 80.18% |
| Avg DTI (debt to income) | 32.13 | 32.58 | 31.87 | 32.53 | 33.19 | 32.17 | 33.40 | 33.40 |
| % First time homebuyer | 32.17% | 27.34% | 29.93% | 36.61% | 36.07% | 29.66% | 29.39% | 27.68% |
| Avg mortgage insurance % | 5.87% | 7.81% | 10.99% | 12.21% | 14.67% | 14.02% | 13.42% | 9.45% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Baton Rouge, Louisiana 70807
If you’re looking to buy a new home in Baton Rouge, we have compiled a list of the leading mortgage brokers around Baton Rouge, Louisiana 70807 to help you with your search.
Name
Address
Contact
Commercial Credit Consultants
2900 Westfork Dr
Baton Rouge LA 70807
(225) 298-1360
Spectrum Mortgage
2900 Westfork Dr
Baton Rouge LA 70807
(225) 298-1350
Caliber Funding
2900 Westfork Dr
Baton Rouge LA 70807
(225) 298-1256
http://caliberhomeloans.com
Spirit Master Funding
8194 Plank Rd
Baton Rouge LA 70807
(225) 356-2456
Amerihome Mortgage
10044 Hooper Rd
Baton Rouge LA 70807
(225) 383-3000
Address
2900 Westfork Dr
Baton Rouge LA
Contact
(225) 298-1360
Address
2900 Westfork Dr
Baton Rouge LA
Contact
(225) 298-1350
Address
2900 Westfork Dr
Baton Rouge LA
Contact
(225) 298-1256
http://caliberhomeloans.com