Compare Today’s Mortgage Rates in Clarks, Louisiana 71415
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Clarks, Louisiana 71415.
Our search engine thoroughly explores all home mortgage options in Clarks, Louisiana 71415, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $1,502 in lifetime cash or $4 per month in Clarks and other areas of Caldwell county.
Summary of Average Mortgages in Clarks, Louisiana 71415
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Interactive Mortgage Rate Projections for Clarks, Louisiana 71415
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Clarks, LA 71415. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Clarks, Louisiana 71415 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Clarks, Louisiana and around Caldwell county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 76.47% | 87.04% | 84.62% | 83.33% | 81.82% | 82.61% | 80.00% | 73.17% | |
avg mortgage rate | 4.24% | 3.92% | 4.08% | 4.50% | 4.02% | 3.87% | 4.50% | 4.90% | |
% 15 year fixed mortgage | 23.53% | 9.26% | 12.31% | 11.90% | 18.18% | 13.04% | 14.29% | 24.39% | |
avg mortgage rate | 3.59% | 3.30% | 3.20% | 3.40% | 3.14% | 2.96% | 3.95% | 4.48% | |
Avg credit score | 736.94 | 745.76 | 753.22 | 739.43 | 745.55 | 746.78 | 767.77 | 754.71 | |
Avg LTV (loan to value) | 84.29% | 85.06% | 82.66% | 86.69% | 82.55% | 83.70% | 77.31% | 76.07% | |
Avg DTI (debt to income) | 32.24 | 33.74 | 30.58 | 31.21 | 30.00 | 29.52 | 32.69 | 31.56 | |
% First time homebuyer | 29.41% | 20.37% | 32.31% | 30.95% | 31.82% | 39.13% | 25.71% | 24.39% | |
Avg mortgage insurance % | 11.71% | 15.96% | 12.65% | 17.12% | 12.61% | 11.74% | 8.26% | 2.54% |
Best Mortgage Brokers around Clarks, Louisiana 71415
For those searching for a new home in Clarks, we have compiled a list of the top mortgage brokers located in and around Clarks, Louisiana 71415 to assist you with your search.
Cane River Financial
822 Keyser Ave
Natchitoches LA 71415
(318) 357-1544
Security Finance
1624 S 5th St
Natchitoches LA 71415
(318) 238-4105
http://security-finance.com
World Finance
341 South Dr
Natchitoches LA 71415
(318) 356-9777
http://worldacceptance.com
Fast Auto & Payday Loans
315 South Dr
Natchitoches LA 71415
(318) 356-9297
http://www.clalou.com
1st Franklin Financial
719 Keyser Ave
Natchitoches LA 71415
(318) 354-0029
bcheek3@1ffc.com
Address
822 Keyser Ave
Natchitoches LA
Contact
(318) 357-1544
Address
1624 S 5th St
Natchitoches LA
Contact
(318) 238-4105
http://security-finance.com
Address
341 South Dr
Natchitoches LA
Contact
(318) 356-9777
http://worldacceptance.com