Compare Today’s Mortgage Rates in Houma, Louisiana 70361
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Houma, Louisiana 70361.
Our search engine thoroughly explores all home mortgage options in Houma, Louisiana 70361, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,963 in lifetime cash or $19 per month in Houma and other areas of Terrebonne county.
Summary of Average Mortgages in Houma, Louisiana 70361
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Interactive Mortgage Rate Projections for Houma, Louisiana 70361
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Houma, LA 70361. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Houma, Louisiana 70361 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Houma, Louisiana and around Terrebonne county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.18% | 90.79% | 88.97% | 91.80% | 87.95% | 86.86% | 92.09% | 87.41% | |
avg mortgage rate | 4.13% | 3.98% | 4.13% | 4.48% | 3.93% | 3.89% | 4.73% | 4.93% | |
% 15 year fixed mortgage | 6.25% | 6.58% | 9.13% | 6.56% | 8.48% | 9.49% | 6.47% | 9.09% | |
avg mortgage rate | 3.79% | 3.32% | 3.34% | 3.49% | 3.08% | 3.27% | 4.01% | 4.29% | |
Avg credit score | 747.46 | 744.80 | 741.27 | 745.10 | 749.11 | 749.99 | 749.68 | 752.68 | |
Avg LTV (loan to value) | 80.18% | 83.45% | 83.20% | 84.06% | 81.84% | 82.02% | 79.22% | 75.06% | |
Avg DTI (debt to income) | 33.40 | 33.40 | 32.17 | 33.19 | 32.53 | 31.87 | 32.58 | 32.13 | |
% First time homebuyer | 27.68% | 29.39% | 29.66% | 36.07% | 36.61% | 29.93% | 27.34% | 32.17% | |
Avg mortgage insurance % | 9.45% | 13.42% | 14.02% | 14.67% | 12.21% | 10.99% | 7.81% | 5.87% |
Best Mortgage Brokers around Houma, Louisiana 70361
For those searching for a new home in Houma, we have compiled a list of the top mortgage brokers located in and around Houma, Louisiana 70361 to assist you with your search.
American General Financial Svc
6497 W Park Ave
Houma LA 70361
(985) 876-4470
http://www.loansfast.com
Professional Mortgage Loan Services
7836 Park Ave
Houma LA 70361
(985) 853-0306
All State Credit Plan
209 Bayou Gardens Blvd
Houma LA 70361
(985) 879-3303
http://allstatecredit.com
Finance Center of Houma
6110 W Park Ave
Houma LA 70361
(985) 851-3887
Foti Finance Co Of Houma
6486 W Park Ave
Houma LA 70361
(985) 879-2335
http://www.fotifinance.com
Address
6497 W Park Ave
Houma LA
Contact
(985) 876-4470
http://www.loansfast.com
Address
7836 Park Ave
Houma LA
Contact
(985) 853-0306
Address
209 Bayou Gardens Blvd
Houma LA
Contact
(985) 879-3303
http://allstatecredit.com