Compare Today’s Mortgage Rates in Billerica, Massachusetts 01822
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Billerica, Massachusetts 01822.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $33,685 over the lifetime of your 30-year fixed loan, or a monthly savings of $94 in Billerica and other areas of Middlesex county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Billerica, Massachusetts 01822
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Billerica, Massachusetts 01822
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Billerica, MA 01822. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Billerica, Massachusetts 01822 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Billerica, Massachusetts and around Middlesex county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.65% | 93.87% | 94.05% | 93.13% | 92.18% | 89.78% | 90.02% | 91.97% | 87.70% |
| avg mortgage rate | 6.45% | 4.69% | 3.06% | 3.45% | 4.45% | 4.70% | 4.23% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 2.68% | 4.87% | 4.88% | 5.49% | 5.90% | 7.16% | 7.70% | 6.11% | 10.68% |
| avg mortgage rate | 5.88% | 3.78% | 2.47% | 2.97% | 3.84% | 4.07% | 3.59% | 3.13% | 3.31% |
| Avg credit score | 749.56 | 754.48 | 752.02 | 756.58 | 755.01 | 753.80 | 755.19 | 752.54 | 765.43 |
| Avg LTV (loan to value) | 80.22% | 82.22% | 83.86% | 83.42% | 82.69% | 81.85% | 82.42% | 83.17% | 81.30% |
| Avg DTI (debt to income) | 37.32 | 35.93 | 34.31 | 34.99 | 35.61 | 35.06 | 34.82 | 34.63 | 33.82 |
| % First time homebuyer | 49.75% | 47.19% | 46.25% | 42.19% | 42.24% | 38.36% | 38.41% | 39.74% | 38.40% |
| Avg mortgage insurance % | 12.71% | 13.51% | 14.43% | 14.16% | 13.35% | 12.10% | 12.77% | 13.50% | 11.36% |
Best Mortgage Brokers around Billerica, Massachusetts 01822
For those searching for a new home in Billerica, we have compiled a list of the top mortgage brokers located in and around Billerica, Massachusetts 01822 to assist you with your search.
Name
Address
Contact
American Home Loans
630 Boston Rd
Billerica MA 01822
(978) 663-4888
careers@spry-tech.com
Msa Mortgage
3 Minton Rd
Billerica MA 01822
(978) 671-0144
bdeeb@msamortgage.com
Allegro Funding
572 Boston Rd
Billerica MA 01822
(978) 528-4636
First Team
6 North Rd
Chelmsford MA 01822
(978) 250-1900
http://yourfirstteam.com
First Team Mortgage Corporation
15 Fletcher St
Chelmsford MA 01822
(978) 250-1600
brian@capvestmortgage.com
Address
630 Boston Rd
Billerica MA
Contact
(978) 663-4888
careers@spry-tech.com
Address
3 Minton Rd
Billerica MA
Contact
(978) 671-0144
bdeeb@msamortgage.com
Address
572 Boston Rd
Billerica MA
Contact
(978) 528-4636