Compare Today’s Mortgage Rates in Boston, Massachusetts 02295
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Boston, Massachusetts 02295.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Boston, Massachusetts 02295. For a 30-year fixed loan, our calculations show that you can expect to save up to $51,568 over the lifetime of your mortgage, which translates to a monthly savings of $143 in Boston and other areas of Suffolk county.
42.3487
-71.0745
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Summary of Average Mortgages in Boston, Massachusetts 02295
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Boston, Massachusetts 02295
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Boston, MA 02295. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Boston, Massachusetts 02295 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Boston, Massachusetts and around Suffolk county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.18% | 91.80% | 94.32% | 92.06% | 89.78% | 88.26% | 87.75% | 91.53% | 89.24% |
avg mortgage rate | 6.37% | 4.59% | 3.02% | 3.32% | 4.32% | 4.57% | 4.16% | 3.86% | 4.04% |
% 15 year fixed mortgage | 3.13% | 6.76% | 4.22% | 6.45% | 7.79% | 8.92% | 11.10% | 7.72% | 8.64% |
avg mortgage rate | 5.68% | 3.66% | 2.43% | 2.94% | 3.85% | 4.05% | 3.40% | 3.11% | 3.24% |
Avg credit score | 761.60 | 761.13 | 763.21 | 763.85 | 759.97 | 777.29 | 764.98 | 763.08 | 764.42 |
Avg LTV (loan to value) | 77.86% | 78.85% | 80.63% | 81.83% | 79.29% | 77.42% | 77.79% | 78.96% | 78.24% |
Avg DTI (debt to income) | 36.80 | 34.75 | 33.24 | 32.94 | 34.19 | 32.81 | 33.17 | 31.45 | 33.21 |
% First time homebuyer | 44.79% | 37.70% | 36.42% | 38.89% | 36.74% | 30.91% | 28.39% | 38.28% | 34.57% |
Avg mortgage insurance % | 13.02% | 11.03% | 11.36% | 12.54% | 10.89% | 9.02% | 8.79% | 9.16% | 9.12% |
Best Mortgage Brokers around Boston, Massachusetts 02295
For those searching for a new home in Boston, we have compiled a list of the top mortgage brokers located in and around Boston, Massachusetts 02295 to assist you with your search.
Name
Address
Contact
Davidson Mortgage Co.
5 Mechanic St
Boston MA 02295
(800) 649-2254
Four Corners Main Street
345 Washington St
Boston MA 02295
(617) 287-1651
director@fourcornersms.com
Vantage Point Bank
1224 Dorchester Ave
Boston MA 02295
(617) 265-8808
david.bezar@vantagepointbank.com
Hidden Equity
529 Main St
Boston MA 02295
(617) 286-7916
First Capital Mortgage Group
202 K St
Boston MA 02295
(617) 464-1004
Address
5 Mechanic St
Boston MA
Contact
(800) 649-2254
Address
345 Washington St
Boston MA
Contact
(617) 287-1651
director@fourcornersms.com
Address
1224 Dorchester Ave
Boston MA
Contact
(617) 265-8808
david.bezar@vantagepointbank.com