Compare Today’s Mortgage Rates for Cheshire, Massachusetts

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Cheshire, Massachusetts 01225. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $30,729 or $85 / month in Cheshire and other areas of Berkshire county.

Our search engine explores all home mortgage options in Cheshire, Massachusetts 01225, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.561059 -73.157964

Summary of Average Mortgage Terms in Cheshire, Massachusetts 01225

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Cheshire, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cheshire, MA 01225, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Cheshire, MA

Historical Mortgage Rates for Cheshire, Massachusetts 01225 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Cheshire, Massachusetts and around Berkshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cheshire, Massachusetts 01225

If you’re looking to buy a new home in Cheshire, we have compiled a list of the leading mortgage brokers around Cheshire, Massachusetts 01225 to help you with your search.

Name
Address
Contact

Village Mortgage Company

312 Main St

Great Barrington MA 01225

(413) 243-3322

http://www.villagemtg.com

Mortgage Fax

93 Main St

Lee MA 01225

(413) 243-3322

http://www.morfax.net

Berkshire Financial Service

75 Park St

Lee MA 01225

(413) 243-0117

http://leebank.com

Hoosac Bank Loan Center

111 Silver Lake Blvd

Pittsfield MA 01225

(413) 442-9402

American Mortgage Debt Resolution

150 North St

Pittsfield MA 01225

(413) 442-5538

Address

312 Main St

Great Barrington MA

Contact

(413) 243-3322

http://www.villagemtg.com

Address

93 Main St

Lee MA

Contact

(413) 243-3322

http://www.morfax.net

Address

75 Park St

Lee MA

Contact

(413) 243-0117

http://leebank.com

News on Mortgages and Reverse Mortgages for Cheshire, Massachusetts 01225