Compare Today’s Mortgage Rates for Dalton, Massachusetts
Pureloan searches mortgage lenders and major banks in Dalton, Massachusetts 01226 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,614 or $46 / month is expected in Dalton and other areas of Berkshire county.
Pureloan’s search engine explores all home mortgage options in Dalton, Massachusetts 01226, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Dalton, Massachusetts 01226
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Dalton, MA
To forecast and predict mortgage rates in Dalton, MA 01226, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Dalton, Massachusetts 01226 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Dalton, Massachusetts and around Berkshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.24% | 84.89% | 84.54% | 85.05% | 86.64% | 83.64% | 86.45% | 85.03% |
| avg mortgage rate | 4.97% | 4.69% | 3.88% | 3.84% | 4.38% | 4.00% | 3.76% | 3.84% |
| % 15 year fixed mortgage | 9.23% | 9.73% | 11.99% | 11.77% | 10.18% | 13.39% | 10.82% | 11.90% |
| avg mortgage rate | 4.35% | 3.87% | 3.11% | 2.93% | 3.35% | 3.16% | 2.92% | 3.11% |
| Avg credit score | 764.62 | 760.54 | 762.35 | 762.80 | 757.56 | 758.27 | 757.20 | 754.73 |
| Avg LTV (loan to value) | 75.73% | 77.22% | 79.87% | 80.14% | 79.91% | 81.99% | 81.88% | 81.86% |
| Avg DTI (debt to income) | 32.54 | 33.04 | 32.26 | 33.03 | 34.31 | 33.81 | 34.02 | 35.26 |
| % First time homebuyer | 36.35% | 24.64% | 21.61% | 27.38% | 27.71% | 30.66% | 28.15% | 31.97% |
| Avg mortgage insurance % | 6.56% | 7.10% | 9.81% | 10.35% | 10.60% | 12.35% | 12.22% | 11.75% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Dalton, Massachusetts 01226
If you’re looking to buy a new home in Dalton, we have compiled a list of the leading mortgage brokers around Dalton, Massachusetts 01226 to help you with your search.
Name
Address
Contact
Academy Mortgage - Dalton
395 Main St
Dalton MA 01226
(413) 684-3140
contact@academymortgage.com
Village Mortgage Company
312 Main St
Great Barrington MA 01226
(413) 243-3322
http://www.villagemtg.com
Mortgage Fax
93 Main St
Lee MA 01226
(413) 243-3322
http://www.morfax.net
Berkshire Financial Service
75 Park St
Lee MA 01226
(413) 243-0117
http://leebank.com
Hoosac Bank Loan Center
111 Silver Lake Blvd
Pittsfield MA 01226
(413) 442-9402
Address
395 Main St
Dalton MA
Contact
(413) 684-3140
contact@academymortgage.com
Address
312 Main St
Great Barrington MA
Contact
(413) 243-3322
http://www.villagemtg.com
Address
93 Main St
Lee MA
Contact
(413) 243-3322
http://www.morfax.net