Compare Today’s Mortgage Rates for Dracut, Massachusetts
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Dracut, Massachusetts 01826. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $30,729 or $85 / month in Dracut and other areas of Middlesex county.
Our search engine explores all home mortgage options in Dracut, Massachusetts 01826, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Dracut, Massachusetts 01826
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Expected Savings
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Interactive Mortgage Rate Projections for Dracut, MA
To forecast and predict mortgage rates in Dracut, MA 01826, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Dracut, Massachusetts 01826 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Dracut, Massachusetts and around Middlesex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.24% | 91.46% | 91.49% | 90.66% | 92.09% | 89.98% | 93.32% | 92.09% |
| avg mortgage rate | 4.97% | 4.66% | 3.90% | 3.98% | 4.46% | 4.13% | 3.92% | 4.12% |
| % 15 year fixed mortgage | 6.10% | 6.67% | 7.02% | 7.74% | 6.63% | 7.90% | 5.14% | 5.58% |
| avg mortgage rate | 4.35% | 3.94% | 3.23% | 3.14% | 3.45% | 3.27% | 3.09% | 3.36% |
| Avg credit score | 760.32 | 763.00 | 758.97 | 757.84 | 753.59 | 752.21 | 751.71 | 751.07 |
| Avg LTV (loan to value) | 75.35% | 76.54% | 78.13% | 79.15% | 80.16% | 80.90% | 81.34% | 80.35% |
| Avg DTI (debt to income) | 33.54 | 32.95 | 33.27 | 33.50 | 34.31 | 34.42 | 34.86 | 35.83 |
| % First time homebuyer | 41.36% | 36.48% | 38.25% | 39.04% | 42.86% | 44.53% | 44.40% | 39.35% |
| Avg mortgage insurance % | 4.19% | 6.18% | 8.14% | 9.24% | 10.63% | 11.56% | 12.10% | 11.53% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Dracut, Massachusetts 01826
If you’re looking to buy a new home in Dracut, we have compiled a list of the leading mortgage brokers around Dracut, Massachusetts 01826 to help you with your search.
Name
Address
Contact
Financial One Mortgage Co.
457 Aiken Ave
Dracut MA 01826
(978) 452-5494
Sage Bank
1565 Lakeview Ave
Dracut MA 01826
(978) 957-0020
Referral Financial
1168 Lakeview Ave
Dracut MA 01826
(978) 957-9100
john@perfect-care.com
METROPOLIS Roofing and Remodling
20 Mill St
Dracut MA 01826
(978) 770-1770
metropolis@contractor.net
Stockton Turner
465 Nashua Rd
Dracut MA 01826
(978) 735-4439
Address
457 Aiken Ave
Dracut MA
Contact
(978) 452-5494
Address
1565 Lakeview Ave
Dracut MA
Contact
(978) 957-0020
Address
1168 Lakeview Ave
Dracut MA
Contact
(978) 957-9100
john@perfect-care.com